Vol.XXXIII, No.1 www.realestatenewsline.com. January 1, 2015 What’s Your Excuse? By Pat Farrell PRSRT STD U.S. Postage PAID San Antonio, Texas Paid Permit #1957 2015 is here and, after reviewing the successes and/or failures that occurred in the past year, many will decide that some serious changes may be in order for the year to come. Common changes considered usually relate to weight, organization, money, self-improvement or education. Enter the New Year Resolutions, a practice that dates back to the Babylonians! It has been estimated that about 45% of our country’s population will make at least one resolution for the coming year. As it has been in the past, losing weight will be number one on the resolution list, especially since more than 35% of adults think they are too heavy (fat). As dieting and exercise are considered solutions to this problem, the resolutions might read like: “I will, on the day after January 1st, start on the (name your choice) diet and remain on it until I lose (name your choice) pounds,” or “I will, on January 2nd begin daily, early morning visits to the local exercise facility so I can lose fat, build muscle and trim down to (name your choice) pounds.” It is no secret that resolutions made for the coming year usually do not last very long so perhaps it is more entertaining to look at why the resolvers think they were not successful: “My best friend is always bringing special treats to the office for me to sample and I can’t just tell her no.” “I was embarrassed to show up at the gym because of the shape I was in.” “The diet I was on was making me very cranky and I was afraid I’d lose all my friends.” “The exercise place was always so crowded and I could never find a parking place close enough.” And then there is Jay Leno’s take on the weight resolution: “Now there are more overweight people in America than average-weight people. So overweight people are now average… which means, you have met your New Year’s resolution.” The second most popular New Year Resolution has to do with getting more organized in dealing with time or space in either the workplace or home (perhaps both). It has been noted that the average office worker spends about an hour and a half each day looking for things so people may resolve to never lose anything again. Organization related resolutions might read like: “I will arrange my calendar and schedules so I only commit to appointment times between 9:30 am and 11:30 am and between 1:30 pm and 4:30 pm so I will have time to myself when I first arrive at work at 9:00 am, during lunch time and before I get ready to call it a day, so I can leave on time at 5:00 pm.” or “I will keep my office and especially my desk (or home) in pristine condition and clutter free so I can easily and immediately find anything I need and I will never lose a file or any correspondence again.” Unfortunately those best laid plans do not happen because: “The computer or phone program crashed and I lost the calendar of meetings I had set up for the whole year so I had return to plan ‘B’ and leave things the way they were last year.” “On January 2nd my 11:00 am appointment ran thru lunch time, which pushed the 1:30 pm to 3:00 pm and pushed the 3:30 to 5:00 pm and I didn’t get home until 7:30 pm so I guess I’ll just try again next year.” “I was all set to straighten up both the office and my desk but my assistant (or if the home my spouse or roommate) got sick so without any help it never did get done.” “I got my desk all tidied up but then found I couldn’t locate anything as readily as when it was cluttered because then I knew where everything was.” And, everyone wants to improve their financial position which is why many are concerned with spending less, saving more and getting and staying out of debt. These things lead some to make New Year Resolutions like: “I will stop spending so much money this year and will start by making and taking my own lunch, to eat at my desk rather than going out.” “I will no longer charge on my credit card but will use just cash and only for essentials.” “I am going to make a budget, to include paying off my current credit card debt and will follow the budget to the letter.” “I will put at least (name your choice) dollars into savings each and every week during 2015.” We know that ‘all’s well that ends well’ but you can be sure these resolutions most likely will not fall into that category because of things like: “I did make a budget but it didn’t let me meet with the group for drinks at each of the networking mixers (and networking is important – right?)” “I took my lunch the first week but got the business from my friends for staying in to eat and was afraid they would be mad at me if I didn’t join them.” “The first time I went to lunch with my friends I didn’t bring enough cash so I had to use my credit card.” “I planned to save $100 a week but that really cut into my routine expenses, not to mention trying to pay off my credit cards, but I will be sure to revisit this plan next year.” If it is so difficult to accomplish the New Year Resolutions considered to be among the top three it is easy to see what would be the fate of those for self-improvement (ex. stop smoking or get a hobby) and education (ex. read or travel more). It has been determined that 64% of those who make a resolution are still focusing on it after one month - but that means that 36% have given up. One final excuse will probably sum up the reason for the failure rate: “I was just kidding – I didn’t really plan to do that anyway!” 2 REAL ESTATE NEWSLINE January 1, 2015 Steven Tyson, Bertha Luna, Steve Tyson and Matthew Tyson celebrate at Builders Guide. A PUBLICATION OF CARVER COMMUNICATIONS, INC.© Real Estate Newsline is published semimonthly by Carver Communications, Inc., as a nonsubscription publication for the more than 7,500 members of the San Antonio Board of REALTORS (SABOR). Publisher/President .............Jeff Carver Managing Editor..........Candace Carver Assistant Editor ...........Courtney Smith Sales & Marketing .............Candi Meyer Cell - 557-8722 Contributing Writers: ......Cathey Meyer ..................................................Pat Farrell Columnists.....................Susie Sheffield ......................................Mary Ann Jeffers (210) 308-9334 Carver Communications, Inc., is a member of the San Antonio Board of REALTORS®, Real Estate Newsline is not responsible for opinions or facts expressed by nonstaff writers or for errors and any byproducts in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this paper, the registered trademark should be assumed. We welcome submissions of photos, press releases or articles. Send to: Real Estate Newsline P.O. Box 33862 San Antonio, TX 78265-3862 FAX: 308-9229 E-MAIL: [email protected] [email protected] Sara Gerrish is now sworn in at NAHREP! Please include a self-addressed stamped envelope if material is to be returned. January 1, 2015 www.realestatenewsline.com REAL ESTATE NEWSLINE 3 By Mary Ann Jeffers Chairman, San Antonio Board of REALTORS® Welcome 2015 I am so honored to be your 2015 Chairman of the Board for the San Antonio Board of REALTORS®. Missy Stagers was exemplary and left big shoes to fill but I am excited to build on her year of leadership and continue to develop SABOR as the number one source for real estate in San Antonio. I have been a REALTOR® for over 40 years. In this time I have earned several designations including the Certified Residential Specialist designation, Graduate REALTORS® Institute designation, Accredited Buyer’s Representative designation and the Senior Real Estate Specialist designation. I have been an active member with SABOR for 17 years and have served on a number of different committees including Governmental Affairs, Professional Standards, Housing Forecast and the Forms Task Force. I have also served with the Texas Association of REALTORS® including committees for the Housing Initiative and Professional Standards as well as with the National Association of REALTORS® on the committee for Conventional Lending and Finance. I graduated from the Texas REALTORS® Leadership Program in 2006 and am an instructor at the Real Estate School at SABOR. When not working, I love to spend time with my husband Joe, our four kids, two grandkids and our newest addition a great grandchild! I also love to dance! Thank you for allowing me the opportunity to lead SABOR in 2015. I am so grateful to each member of the Executive Committee, Angela Shields and the Board of Directors for preparing me to lead in the coming year. There is so much to accomplish in 2015 and I hope each of you will provide your ideas and creative suggestions to keep the Board successful, relevant and prosperous. You, the membership, are the reason we do what we do! So let’s get started and make 2015 a year we will never forget. It was a Gingerbread Building Contest at RE/MAX Associates! We have no idea who won but they sure made some beautiful houses. Way to go Guys! 4 REAL ESTATE NEWSLINE January 1, 2015 NARPM Installation at The Norris Center Kerrick Hutchison, incoming 2015 President thanks James Aldersom, 2014 President for his service. Both are with Atlas Residential Realty. Jose Valencia and wife Melissa Lofton, Birdy Properties. James Alderson and Kerrick Hutichon both with Atlas Residential Realty present check for $380 to CAM. SAMAC/NARPM 2015 Board members being installed. Connie Henline and Ronnah Stabenow, both with MHN Properties. Adona Lowery, Landlord Property Management with husband Mark Lowery. Marty Hutchison, Boardwalk Real Property Management with Nephew and incoming NARPM President Kerrick Hutichon, Atlas Residential Realty Stephen Foster, Stephen D. Foster & Associates and NARPM National President presents plaque to outgoing local NARPM President James Alderson, Atlas Residential Realty. www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 5 6 REAL ESTATE NEWSLINE January 1, 2015 GRI Installation at The Petroleum Club GRI Installation of Sherrell Russell, Keller Williams Heritage, Sue Trautner, BHHS PenFed, Bonnie Wilson Amy Karns, Northeast Real Estate, Maudel Hardie, Treasurer, RE/MAX Associates and Johnnie Childs, Icon Realty. Cindy Wilks, Secretary and Diane Lauer, President. Amy Karns, Northwest Real Estate, Diane Lauer, Keller Williams City View and Sherrell Russell, Keller Williams Heritage. Cindy Cox, RE/MAX Access, Corie Boldt-Hutt, CORIE Properties and Pat Farrell, Slater Realtors. Craig Owen, Keller Williams and Amy Karns, Northwest Real Estate. Cindy and Patrick Wilks, both Keller Williams City View and Maudel Hardie, Hardie & Associates. www.realestatenewsline.com January 1, 2015 By Cathey Meyer Reverse Resolutions For years I have fretted, freaked, fractured and frenzied about my New Year’s resolutions. The bigger question is why I allow peer and/or media pressure to guilt me into a resolve to change my bad habits into good life choices. As I witness the demise of all the traditions I love: polite responses to kind acts; gentlemen holding open doors; respecting the needs of those less young, and not texting while driving, I am morphing into the changing etiquette of the new age. The new mantra for 2015, I just don’t give a @%*)&^*$ or as the young say, #Ijustdon’t. For all the years I just wanted to lose 5, 10 or 20 pounds, this year, #Ijustdon’t. Over the decades, hundreds of pounds have been lost, gained, relocated, shared, squeezed, camouflaged, and flaunted. This year let them settle where they may. I will still commit to my weekly weigh in at my local watching-your-weight expand meetings. This will be more an experiment on how long they will allow my lack of success in achieving their ultimate goal weight to disrupt their meetings more than a motivational sit in on how good carrots can taste. My new ultimate goal is to promote how much weight one can gain while slamming points plus until they ask me to leave. #Ijustdon’t. My goal of completing the great American novel, which shrunk to the mediocre collection of shorter than short stories, which got corrupted in a viral flash drive, which got wet in the bottom of my purse when my designer water bottle leaked from the seam is now #Ijustdon’t. I will still write, but this year it will only be for my greater entertainment and not the whims of some editor telling me when to adverb my adjectives. The ultimate combination of words creating entertainment is still a fascinating REAL ESTATE NEWSLINE pass time to me, but suddenly there is too much information out in the universe and I prefer to retract my word pollution rather than contribute to the exhaust of more. Tag me #Ijustdon’t. I am now committed to dismiss the www of Google or in old people speak, the communist take -over of a single search engine which now controls all email, docs, webcams and other daily routines we never used in the good ol’ days. Not since the grandfather of communication (AT&T) has one service dominated our every move and yet no one seems concerned that they track our every location, read our innocuous emails, file all our work ‘paper’ and keep our personal information confidential—at least until some Chinese hacker decides to use our credit card. AT&T ruled until they were lower cased to at&t. They attempted other undercover ops such as Southwestern Bell, SBC, Atlantic Bell, Pacific Bell and then the sprint on the verison divided and conquered until AOL and Yahoo got Googled. I am too ancient to worry about this invasion because #Ijustdon’t. The heat of global warming replaced our decade concern watching the ozone layer decay from excessive hair spray. Now we just mousse, volumnize, curl, straighten, poof and puff with a variety of chemical products that save the planet but cause a variety of cancers in our ever graying and thinning head follicles. As we 7 recycle everything within an inch of our trash (hence the leaking ‘reusable’ h2o bottle in my purse), we think nothing of loading up our landfills with 12 times the hair products that have replaced the single can of hair spray. The disposable diaper discussion has long past as the need for convenience far out-weighs the concern of how we are weighing down our plant. A few more trash collections and we may just lower the earth’s center of gravity. #Ijustdon’t. The news is abuzz about the sorry state of baby boomer retirement planning. I have spent decades attempting to be a good steward of my finances. Of all my peers, I have the vehicle with the most miles, electronics that are so ancient they can no longer be repaired and the least number of cable channels. I declare 2015 the year to spend the money I do not have because the Chinese eventually will. At the rate my luck is running, I will be the first in my posse to pass anyway and why should my distant relatives benefit from my frugal efforts to retire in comfort? My coffin tee shirt should read, “Died with $5.00 in the bank. A life well spent.” #Ijustdon’t. With permission to spend free and prosper later, looks like 2015 may just well be the year of the Meyer. If you are still reading this, #Ijustdon’t. But #HappyNewYear and #BestWishes for you and your nonresolutions. 8 REAL ESTATE NEWSLINE Art Burdick and Raven Kirkpatrick, Burdick Custom Homes Elves. January 1, 2015 Emily Hunt and award winner Ann Marie Lederman, both with Schrader Group at the GASABA Gala. Ann Marie Lederman, Schrader Group and George McNair, McNair Custom homes. At the celebration of their 1st Anniversary is the VAREP Board. At the GASABA Gala we find Ryan Ramon with wife Erika Ramon of Sitterle Homes, Emily Hunt, Ann Marie Lederman, and Grant Lopez, all with Schrader Group. The Century 21 Scott Myers Ugly Sweater Contest. And the winner is Brenda Scott (3rd from left) and cutest was “Fletcher”, Rob Hall’s dog in Scott Myer’s lap (2nd from left) next to Rob. Jason McKibbon and Melinda Hipp, both with VanDyk Mortgage visit with Mike Meyer, Stewart Title. Nikki Kutsch, Trinity Title reads Newsline over Santa’s shoulder. Cecilia Sosa, North American Title, Annette Slater, Landlord Property Management and Wayne Slater, Slater Realtors at the Slater Christmas Party. Congratulations to Trinity Title’s Gwen Derry for being named Member of the Year for NAPMW. www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 9 10 REAL ESTATE NEWSLINE January 1, 2015 Lauren Dowlen, Terry Todd, Zena Todd (guest), Tammara Alarcon and Chuck Coats with Full Spectrum Realty volunteer at San Antonio Food Bank. Art Ramirez, Starkey Mortgage, Stephanie Brown, Oasis Company Realtors and Carlos Pacheco, Icon Realty celebrate the VAREP 1st year Anniversary. Robert Montalbo, Tim Dier, Laura Dier, Maria Osio, Ginger Cornright, Jasmine Belt and Ben Goodwin, all of Premier Nationwide Lending at the JB Goodwin Chili Cook-off. Holly Smith, JB Goodwin and Greg Crain, Chicago Title visit at the JB Goodwin Chili Cook-off. Rhonda Rowell, Icon Realty with Paula Grigsby, President, TAPFCU at the VAREP Anniversary Celebration. Happy New Year! (210) 493-1688 • (800) 598-1688 • FAX (210) 493-1695 11818 WURZBACH • SAN ANTONIO, TX 78230 Apartment rental assistance for long and short term needs. Corporate apartments. www.aptreloctr.com www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 11 12 REAL ESTATE NEWSLINE January 1, 2015 Esther Lemieux, Lifetime Realty Partners and Jan Hicinbothom, Coldwell Banker D’Ann Harper Realtors attend a recent First Voice luncheon to hear Sheriff Pamerleau speak. Missy Stagers, 2014 SABOR Chairman, Joe Ortega, Texas Hill Country Realty, Sarah Nelson, Wells Fargo and Renee Campbell, Texas Hill Country Realty at the EOY meet up at Fair Oaks Country Club. Bridgette Perkins and Judy Goncalves, both with JB Goodwin at the their Chili Cook-off. Teddy McLeod, JB Goodwin, Lexi Bartolomei, Phyllis Browning Company and Barbara Schoenfeld, Kuper Sotheby’s International Realty at “Heros Welcome Home” www.realestatenewsline.com January 1, 2015 Regina Sanders, Houses in San Antonio, Laci Padilla, KB Home and Bonnie Marlow, RE/MAX Preferred at the KB Home – Fox Grove. Brian Birdy, Birdy Properties and Justin Landon, SABOR attend the NARPM Installation. Scott Thomas, Cornerstone Mortgage and Pat Farrell, Slater Realtors at the WCR Installation. Teri Lucas, Aterj Realty says, “Real Estate will work for you if you will work it and it’s still working.” (Love that new car!) REAL ESTATE NEWSLINE 13 14 REAL ESTATE NEWSLINE January 1, 2015 SABOR Installation at The Omni Yolanda Pearson, Alamo Area Realtors and Marty Hutchison, Boardwalk Real Property Management. 2015 SABOR Directors. Mary Ann Jeffers, Reliance Residential Realty, Katie Griffin-Ross, SABOR Good Neighbor Award Winner Joyce Orts, Newsline and Joe Jeffers, Reliance Residential Realty. Cleo Garza, SWBC La Cantera, Irene Morgan, SWBC and Jim McKissick, SWBC La Cantera. Jackie Arnette, Keller Williams Legacy, Marietta Alba, and Laurette Calderon, both with Apartment & Relocation Center. Jack Jones, SABOR Farm & Land Specialist of the Year Candy Carver, Newsline and Johnnie Childs, Icon Realty. Caroline Daly, SABOR Affiliate of the Year and Missy Stagers, Coldwell Banker D’Ann Harper Realtors. www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 15 SABOR Installation at The Omni Marty Hutchison, Boardwalk Real Property Management, Attracta Schraer, Lark Realtors, Steven Gragg, Keller Williams Legacy, Yvette Allen, Real Estate 210 and Rick Rodriguez, Home Team of America. Rae Saldana and Jesse Ramirez, both with imortgage and Rachael Clutter, Stewart Title. Alex Diaz, SABOR, Caroline Kessler and Kari Utz, both with Apartment & Relocation Center and Pat Farrell, Broker. Doris Harrell, Slater Realtors, Annette Slater, Landlord Property Management and Karen Cavaness, BHHS PenFed Realty.. Lisa Reyes and Craig Owen, both with Keller Williams Heritage. Clark Niblock, Niblock Company, Travis Kessler, TAR and Doc Martin Niblock Company. Mary Esther Carrasco, RE/MAX North, Leianni De Leon, Stewart Title and Esther Lemieux, Lifetime Realty Partners. Mary Ann Jeffers, Reliance Residential Realty, Stephen Sandy Miller, JB Goodwin and Jackie Foster, SABOR Property Manager of the Year and Missy Arnette, Keller Williams Legacy. Stagers, Coldwell Banker D’Ann Harper Realtors. Paula Grigsby, TAPFCU and Patricia Botello, SABOR. 16 REAL ESTATE NEWSLINE January 1, 2015 SABOR Installation at The Omni Mike Meyer, Eddie Gammill, Debbie Keeland, Leianni De Leon, Tracie McKee and Rachael Clutter, all with Stewart Title. Scott Caballero, SABOR Lifetime Distinguished Service Award Angela Shields, SABOR and Travis Kessler, Winner, Mary Ann Jeffers, Reliance Residential Realty and Missy Texas Association of Realtors Stagers, Coldwell Banker D’Ann Harper Realtors. Tim Brown, SABOR Realtor Broker of The Year, Mary Ann Jeffers, Reliance Residential Realtors Al Kiris, Reliance Residential Realty, Jim Miller, JB Goodwin and John Kuntz III, Reliance Residential Realty. (Here’s some experience in real estate!) Cheryl Range and husband, Jim Range, North Town & Country. D’Ann Harper, Coldwell D’Ann Harper Realtors. Banker Polly Keene, Chicago Title, Katie Griffin-Ross, RE/MAX Associates and Jason McKibber, VanDyk Mortgage. Araceli Guzman, Reliance Residential Realty, Rick Rodriguez, Home Team of America and Norma Arriaga, Reliance Residential Realty www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 17 SABOR Installation at The Omni Patty Jones, Erika Ramon, Cheri Bass and Rodney Jordan all with Sitterle. Linda Zimmer Hanzel, SABOR REALTOR Rookie of the Year and Missy Stagers, Coldwell Banker D’Ann Harper Realtors. 2015 Executive Directors. Mary Ann Jeffers with husband Joe at her side, being sworn in by Travis Kessler, TAR as SABOR 2015 Chairman. Amy DuBose and Frank Hamilton both from Four Rivers Association of Realtors. Sandy Mushinski, Keller Williams Heritage, Irene Morgan, SWBC and Andy Mushinski, Keller Williams Heritage. Marcus Jones, Roy and Fran Daniels, all with RE/MAX Corridor. Good friends, Marietta Alba, Apartment & Angela Shields, SABOR, Mary Ann Jeffers, Reliance Relocation Center and Florence Terrell, Residential Realty and Bob Jacobs, RE/MAX Keller Williams Legacy. Associates. Karen Whittenberg, Linda Drever and Suzanne Westrum, all with SABOR. 18 REAL ESTATE NEWSLINE January 1, 2015 TAP FCU Christmas Party At Oak Hills Diane Wiedenfield and Linda Heisler with TAP FCU. Diego Bastillo, Diana Lopez and Daniel Chruhm all with TAPFCU. TAPFCU Chairman Bob Gardner with wife Elaine. Gabriel Herrera, Paula Grigsby, TAPFCU President and Liza Herrera who was recognized for obtaining her Bachelor of Science degree. www.realestatenewsline.com January 1, 2015 By Pat Farrell Will You Help? The San Antonio Chapter of the Veteran’s Association of Real Estate Professionals (VAREP) celebrated its One Year Anniversary last month and is getting ready to set in motion its 2015 Veteran’s assistance schedule. VAREP, a non-profit 501 (c)(3) community service organization, and its 5,000-plus members represent and work within all sectors of the real estate, housing, and financial-services industries. Its goal is to preserve the American Dream of homeownership for US service members and veterans of all eras. VAREP believes that the VA loan program, a viable, competitive mortgage finance product, must be modernized and supported in the marketplace by top government organizations, industry stakeholders, and real estate practitioners and suggests this can be achieved in the following ways: (A) Encourage policymakers and the Obama administration to (1) adopt policies that require financial institutions to identify veterans on the 1003 loan application (Fannie/Freddie) and provide them a Good-Faith Estimate with which the VA loan can be compared to other loan products for more informed decision-making and (2) reform the Community Reinvestment Act (CRA) to include military and veterans as a recognized group like low-to-moderate income consumers, or to adopt policies to ensure that financial institutions afford the same lending opportunities to the military and veteran communities. (B) Encourage the VA to (1) provide unbiased VA loan and homeownership education to the entire veteran community, and incorporate formal financial literacy training into its homeless programs, (2) through joint effort with DOD to deliver VA home loan and homebuyer education, through nonprofit partners, to service members early in their careers and prior to separation, (3) through joint effort with HUD to develop a Housing Counseling program tailor-made for vet- REAL ESTATE NEWSLINE erans by veterans and (4) through joint effort with financial institutions to (a) standardize the VA loan program to eliminate the confusion among veteran borrowers that is created by lender overlays and (b) track VA loan usage statistics, including detailed reasons for why a veteran is not using a VA loan which is then published annually. (C) Encourage financial institutions and real estate companies to train their staff on the VA loan program using the VA Lender Handbook. No service member or veteran should ever be discouraged from using his or her VA loan benefit. The VAREP organization operates under a Five Point Plan which includes HOMEOWNERSHIP ADVOCACY: which assists in the development of programs that reduce barriers to homeownership in the military and veteran communities; COMMUNITY OUTREACH: which fosters responsible homeownership in military and veteran communities by providing housing education and counseling services; PROFESSIONAL MEMBERSHIP: where the local chapter provides a place where real estate and financial service professionals can share ideas, receive education and become empowered to better serve the real estate needs of service members, veterans and THE 19 their families; VETERAN JOB CREATION: where employment opportunities are provided through postings on the Military and Veteran Job Board and AFFORDABLE HOUSING: where affordable home buying opportunities are provided to veterans and service members who have gone through VAREP’s homeownership education counseling services. During 2015 the San Antonio Chapter will facilitate two events at a local Mall that will afford REALTORS® and Lenders the opportunity to meet with veterans, help assess their housing needs and offer their assistance. Additionally, this year a new program has been instituted whereby some of the major banks will be donating a few of their REOs to the VAREP chapters throughout the country. The San Antonio Chapter, which meets on the third Wednesday of each month from 10:00 AM to Noon at VFW Post 76 on 10th Street, is in line to receive one of the local REOs. Upon receipt they will be responsible for accomplishing all the renovations necessary to make the home serviceable for a veteran and his/her family. This effort will no doubt require many hands and sizable donations for necessary equipment and materials. So the question is, “Will You Help?” For more information about these projects or about membership in the association you may contact Julio Rivera, Chapter President by email at [email protected] or by phone at Office: 210- 805-8737 or Cell: 210- 452-1650. B ARTON CO., CARPETS PROPERTY MANAGEMENT . . . . . . SOLUTIONS .. 100% NYLON CARPET STARTING AT 1.11 SF FHA CARPET 1.33 SF / 11.94 SY Carpet Specifically Engineered For Property Managers. Installed (VAC) With Spillguard Pad 1.59 SF / 14.27 SY SIX MONTH FINANCING Deferred interest with minimum monthy payments Call Us For All Types Of Flooring • Carpet • Hardwood • Ceramic Tile • Vinyl 655-8269 100% Nylon, FHA Grade Carpet in stock for very prompt installation 20 REAL ESTATE NEWSLINE January 1, 2015 Hill Country WCR Installation M’lissa Steel, Reliance Residential Realty accepts the Member of the Year Plaque for recipient Michele Haag, who was unable to attend, from President Isaac Mahone, Keller Williams New Braunfels. Incoming WCR Chapter Officers Yvonne Hoffmann, Treasurer, Candy Williams, Secretary, M’Lissa Steel, President Elect and Marie Gabriel President. Marie Gabriel, Limestone Country Properties and Frank Hamilton, Dawson & Associates. Julie Fenton, Capital Title accepts Affiliate of the Year award from Eliesha Davis Cavanaugh, Liberty Mutual and Isaac Mahone, Keller Williams New Braunfels. 2015 Is Going To Be A Great Year Ellen Schuler, NMLSR# 409880 210.860.0031 40 N.E. Loop 410 San Antonio, TX 78216 January 1, 2015 www.realestatenewsline.com In New Braunfels Cindy Pena, Insurance Professional, Yvonne Hoffmann, Reliance Residential Realty, Fran Valdez, Capital Title and Mickey Ferrell, Keller Williams New Braunfels. Isaac Mahone, 2014 president passes the gavel to 2015 President Marie Gabriel. REAL ESTATE NEWSLINE 21 22 REAL ESTATE NEWSLINE January 1, 2015 Tina Elsea and Amber Cooke, both with Independence Title enjoy the JB Goodwin Chili Cook-off. Melissa Cavazos and Leslie Work, both with Frontier Title, Sandy Hancock, JB Goodwin and Sonia Longoria, Frontier Title at the JB Goodwin Chili Cook-off. D’angelo Williams and Cindy Kolmeier, both with New Penn Financial at KB Home in Fox Grove. Abel Contreras, Full Spectrum Realty and Cris Balderas, Highland Homes visit during the Highland Homes Brunch at Stillwater Ranch. “Realtor LLC vs. Sole Proprietor A Major Difference in Taxes” We Look Forward To Serving You In 2015! Melinda Hipp, Branch Manager, NMLS# 219085 Office: 210-493-7332 • Fax 210-247-9413 17721 Rogers Ranch Pkwy., Ste. 215, San Antonio, TX. 78258 Branch NMLS# 866803 New Event: Tax Strategies for Realtors KB Home meeting room 4800 Fredericksburg - 12:00pm - 1:30pm Other Event: 508 W. Rhapsody San Antonio, Texas 78216 January 1, 2015 www.realestatenewsline.com By Cheri Bass Hello, New Year! So who feels like 2014 just started? Whether we are ready for it or not, however, 2015 is here and with it a new slate of smart, energetic leaders of the Greater San Antonio Builders Association (GSABA). These dedicated real estate professionals will guide members through another fantastic year of engaging events, educational outreach and networking opportunities: President, Frank Sitterle, Jr. Vice President, Steve Louis Vice President Treasurer, Wayne Moravits Vice President Secretary, Bryan Smith Associate Vice President, Dominick Alongi George McNair is the Immediate Past President. Directors include builders Jeff Buell, Matt Hollaway, Dale Sauer and Adam Wilson, and Associates Casey Friesenhahn and Gilbert Sanchez. Albert Hernandez will replace Dominick Alongi on the board to finish out Dominick’s three-year term, since he will be serving as Associate Vice President. The new officers were inducted at the annual gala earlier this month. Also announced during the gala were the Spike of the Year and Spirit awards. Congratulations to McNair Homes for winning the Spirit Award and Gilbert Sanchez on being named the Spike of the Year Award winner. Also that evening, Sitterle Homes was named Builder of the Year by the San Antonio Board of Realtors. And although the year has just started, GSABA already has one of its most important events planned — the 2015 San Antonio Housing Forecast. Jack Inselmann of Metrostudy will give us important details on new home construction and his 2015 housing forecast. The event is 7:30-10 a.m. Jan. 9 at the Omni Colonnade. Cost is $65 a person or $700 for a table. For details or reservations, phone the association at 210-6963800. Wishing everyone a happy and prosperous new year! REAL ESTATE NEWSLINE 23 24 REAL ESTATE NEWSLINE January 1, 2015 Vicki Collier, Keller Williams City View ready for the Heroes Welcome Home Program to begin. Danielle Hester, Tracy Stockton and Beverly Vorphal, all of David Weekley Homes and Diana Ridgway and Betty Herring, both with JB Goodwin visit during the JB Goodwin Chili Cook-off. Lynn Bradshaw, Frontier Title and Jenny Nagelmueller, Legacy Mutual Mortgage at the Zars & Rogers Coat Drive. Carmen Ramirez, Weichert Realtors, Laci Padilla, KB Home and Andrea Nauschutz, Keller Williams Alamo Heights enjoy their visit to KB Home at Fox Grove. Happy New Year From imortgage www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 25 Denise Smith, Providence Title, speaks at PT50 Semi Finalist at Cresta Bella. Alma Lopez, Keller Williams Legacy visits with Stephan Hunter and Saundra Davis, both with Coldwell Banker D’Ann Harper Realtors at KB Home at Fox Grove. Tracie McKee and Leianni De Leon, both with Stewart Title visit with MJ Cunningham of JB Goodwin during their Chili Cook-off. 2 15 Happy New Year! We contribute through our Community Connections Program. Starkey Mortgage gave over $100,000 to charitable organizations on behalf of our borrowers and business partners in 2014. Each employee also donated 5 hours of volunteer time each month to meet our goals for the year. We truly give back to our communities! 210-545-9300 WR Starkey Mortgage, LLP NMLSR #2146 12500 San Pedro #100 San Antonio, Texas 78216 www.starkeymortgage.com Branch NMLSR #291670 1 SABOR Keeping Posted January 1, 2015 www.realestatenewsline.com January 1, 2015 SABOR Keeping Posted 2 3 SABOR Keeping Posted January 1, 2015 www.realestatenewsline.com January 1, 2015 SABOR Keeping Posted 4 30 REAL ESTATE NEWSLINE January 1, 2015 Homeland Group of Texas Welcomes Nolin NOLIN Homeland Group of Texas is pleased to announce that Teri Nolin has joined our team! A native of San Antonio, Teri knows the city and surrounding areas. Licensed since 2004, Teri has a wide range of experience with real estate and her resume includes customer service, human resources, working for the airlines, a homebuilder, the Air Force base and a technology company. She provides services to both buyers and sellers and assures a smooth process and good experience for her clients. She’s tech savvy and you’ll find her connected on Facebook, Twitter, and LinkedIn. Give Teri a call at 210-602-7020 or visit her office at 19315 FM 2252 in Garden Ridge. Davila Earns Broker’s License Brenda Davila, Keller Williams CityView, has earned her Broker’s License. Brenda has over 13 years of experience in the industry and specializes in property management and rentals. Her past DAVILA experience has included working for the San Antonio Housing Authority and the first property management firm in San Antonio to earn the Certified Residential Management Company (CRMC®) designation. Brenda presently serves as 2014 Director at large of the National Association of Residential Property Managers (NARPM®) San Antonio Chapter and will continue to serve in 2015. She has previously served as both 2010 National Committee Chair and 2010 San Antonio Chair of Next Generation Professionals (NARPM®). She holds the nationally recognized Residential Management Professional (RMP®) and Graduate REALTORS® Institute (GRI®) designations. Her plans are to open a property management company and serve the community by offering affordable housing and exceptional customer service. She may be reached at 210 725-7651 or email: [email protected] HBM2 Welcomes New Agents SALAZAR REYNA Home Buyers Marketing II, Inc,. the largest online real estate company in the US, has recently added two new agents to its San Antonio branch office. Robert Salazar brings a wealth of successful experience in both residential and commercial sales and new home construction to the office. Robert is well known to the San Antonio real estate community. Mary Reyna has recently transferred to us and brings extensive foreign travel and living experience to HBM2, having resided in Mexico City for several years. Mary has an extensive and successful executive sales background and speaks fluent Castilian Spanish. She has exceptional people skills and is a consummate negotiator. Both agents can be reached at (210) 705-3912. HSA Welcomes New Agent Dukes Douglas Dukes is a cyber guy. Growing up as a military brat, took him from Spain to Alaska and places in between. He is a DUKES Veteran of the US Army and US Air Force with service in Desert Storm and Desert Shield. He has called San Antonio home since 1992 with his wife Heidi, sons Nathan and Jacob and a shepherd mix Olympia. Since Doug realizes he isn't going to be a cyber guy forever his interest turned to real estate, and its opportunities to make a living and also serve the communities he would specialize in as a Realtor. Doug can be reached at 210-394-1376 or Douglas Dukes, Jr. [email protected] Cher Miculka, Broker and the team at HSA are so happy Doug has joined us. We welcome him! 210-394-1376 Get Out Your Party Hats. 2015 Will Be A Great Year! 210.812.5500 1354 N. Loop 1604 E. #103 San Antonio, TX 78232 Corp NMLS# 24055 www.realestatenewsline.com January 1, 2015 REAL ESTATE NEWSLINE 31 Sitterle Homes Plans Grand Opening for The Bluffs at The Dominion, Begins Presales in Willis Ranch The public soon will have a chance to go behind the gates of The Dominion for a January grand opening of The Bluffs at the Dominion, an enclave of luxury garden homes by Sitterle Homes. Sitterle Homes’ designs in the ESPARZA neighborhood, which offers homesites with Hill Country vistas, start in the $490,000s. Front and backyard lawn maintenance are included. Ten designs are available, ranging from 2,157 to 3,350 square feet. Buyers can select from twoand three-bedroom designs, and choose plans with three-car garages, private guest suites, multiple outdoor living areas and more. Those wanting to tour the Sitterle Homes model during the grand opening need to set an appointment with sales representative Nicole Pietramale to be allowed entry through The Dominion’s manned gates. The Dominion, which surrounds The Dominion Country Club, is known for stringent security measures as well as resort-quality amenities such as on-site restaurants, an aquatic center and lighted and terraced tennis courts. Phone Pietramale at 210-714-1706 to set an appointment. Sitterle Homes has introduced another line of garden home designs in Willis Ranch, a gated community in north San Antonio near Highway 281. The five available designs, ranging in size from 2,067 to 2,493 square feet, first debuted in Houston and are new to the San Antonio market. The plans have two and three bedrooms, covered patios, open living areas and numer- ous architectural embellishments and options. Willis Ranch boasts a unique master plan, with homesites positioned within the community to capture Hill Country views and preserve the natural landscape. Trails and greenbelts meander through the community and a recreation center is planned. Young residents attend schools in the Comal Independent School District, including Kinder Ranch Elementary, a LEEDS-certified green school that is located across the street from Willis Ranch. For more information on Sitterle Homes, which is celebrating 50 years of homebuilding in San Antonio, visit www.sitterlehomes.com. EM Ellis Realty Welcomes Esparza RE/MAX Corridor Celebrates New Sales Associate EM Ellis Realty welcomes the addition of Annie G. Esparza. Annie is a native San Antonian and comes from a banking background. Her inspiration to become a Realtor came from her husband who is in the home building indus- RE/MAX Corridor welcomes Cindy Manak to the office. She brings over 35 years of combined experience in real estate and the financial industry. She and her husband relocated to the area when her husband retired from the Air Force with over 26 years of ser- try. She has been licensed for 8 years. She has a son, a daughter, and 3 grandchildren. In her spare time, she enjoys gardening, fishing and traveling. She can be reached at (210) 251-8871 and [email protected] Please Welcome... Bob Smith Michael Litwin Loan Officer NMLS# 618347 Loan Officer NMLS# 2465582 • Few INVESTOR OVERLAYS on our serviced FHA & VA products • In house underwriting and loan servicing • Fannie Mae, Freddie Mac, Ginnie Mae direct lender 210-348-8100 14100 San Pedro #210 • San Antonio, Texas 78232 For use by Real Estate Professionals only. Not intended for public use or distribution. Company NMLS# 3274 vice. Cindy enjoys working with buyers and sellers and has an immense understanding of the relocation process of military personnel and their families. Cindy can be reached at 210659-6700. 32 REAL ESTATE NEWSLINE January 1, 2015 Letty and Victor Yong, Home Team of America, Enrigue Chavez, guest and Marcy Franco, BH&GRE Bradfield Properties at the Legacy Mutual Mortgage Open House. Rick Acosta, RE/MAX Associates Boerne, Debbie Acosta, RE/MAX Preferred and Bill Lester, Chicago Title at the RE/MAX Northeast 30 Year Celebration. Jennifer Duaine, American Home Shield, Yolanda Holmes, RE/MAX Northeast and Melissa Waller, Trinity Title enjoy the RE/MAX Northeast 30 Year Celebration. Larry Palmer, SSFCU and Lewis Derrick, Iberia Mortgage at TMBA in December. Linda Quante, Keller Williams Heritage visits with Sharon Walker, David Weekley Homes at Paesanos. Deanna Spencer, Joey Martinez and C J Johnson, all with David Weekley Homes at the Paesanos event. Norma Ponce, TAPFCU, Gwen Derry, Trinity Title and Mauricia Cacase, Iberia Mortgage at the December TMBA meeting. Dorothy Cofield, RE/MAX Northeast welcomes Lynn Knapik, Lynn Knapik Real Estate to the Company’s 30 Year Celebration. William Garcia, Imagine Homes welcomes Chris Schenk, Coldwell Banker D’Ann Harper Realtors to the Open House at Old Fredericksburg.
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