Market-Linked CD Offerings

 Market-Linked CD Offerings
100% Principal Protection at Maturity; Principal is FDIC Insured*
Issued
by
Bank
of the
West
||Market-Linked CD Brochure|| Secondary Market Pricing || Continuing Education ||
Stock
Coupon Minimum
Return
Additional
Issue:
Index or Basket:
Maturity:
Cap:
Return:
Floor:
CUSIP:
Features:
S&P GSCI® Cocoa
Dynamic Roll Index ER;
7yr Income Advantage
S&P GSCI® Coffee
Market-Linked CDs
Dynamic Roll Index ER;
Linked to a Basket of
S&P GSCI® Corn
Commodity Futures
Dynamic Roll Index ER; 11/26/2021
7.25%
1.00%
N/A
06426XLY4
Indices with a Minimum
S&P GSCI® Lead
Annual Interest
Dynamic Roll Index ER;
Payment
S&P GSCI® Natural
Gas Dynamic Roll Index
ER
6.5yr Market-Linked
Point-to-Point;
The Morningstar®
CDs Linked to the
[115-120]%
Ultimate Stock-Pickers
Morningstar® Ultimate
5/28/2021
N/A
0.00%
N/A
06426XLZ1
Participation
Target Volatility 7
Stock-Pickers Target
Rate**;
IndexSM
No Cap
Volatility 7 IndexSM
7yr Contingent
Variable Income
Market-Linked CDs
ABBV, MO, AAPL, T,
Linked to an Equity
DUK, GSK, MCD, PPL, 11/26/2021
7.00%
0.50%
-10%
06426XLW8
Basket with a Minimum
STX, VZ
Annual Interest
Payment
7yr Income Advantage
Market-Linked CDs
Linked to an Equity
Basket of 5 stocks
selected from the
T, COH, ED, GSK, PPL 11/26/2021
7.00%
1.00%
N/A
06426XLX6
Richard Bernstein
Advisors Global
Dividend Kings®
Universe
7yr Market-Linked CDs
Point-to-point; Linked to the DWA
The DWA Large Cap
[115-120]%
Sector Rotation Target
11/30/2021
N/A
0.00%
N/A
06426XMA5
Large Cap Sector
Participation**; Rotation Target
Volatility 7 Index™
No Cap
Volatility 7 Index™
7 Year Annual Income MLCD Linked to an Equity Basket Issuer Bank of the West
Maturity
7 Years
Underlying
Abbvie Inc (ABBV) – Altria Group Inc (MO) – Apple Inc (AAPL) – AT & T (T) – Duke Energy Corporation (DUK) –
GlaxoSmithKline PLC (GSK) – McDonald’s Corporation (MCD) - PPL Corp (PPL) – Seagate Technology (STX) Verizon Communications Inc (VZ)
Annual Coupon
The greater of (i) Basket Performance and (ii) Minimum Coupon
Auto-Cap
7.00% - to be set on the Pricing Date
Minimum Coupon
0.50%
Floor
-10%
Pricing Date
November 21st , 2014 (orders by 2:00pm EST)
Issue Date
November 26th , 2014
Cusip
06426XLW8
Street Price
97%
7 Year Income Advantage MLCD Linked to an Equity Basket selected from the Richard Bernstein Advisors
Global Dividend Kings Universe®
Issuer
Bank of the West
Maturity
7 Years
Underlying
AT & T (T) - Coach Inc (COH) - Consolidated Edison Inc (ED) - GlaxoSmithKline PLC (GSK) - PPL Corp (PPL)
Maximum Coupon
7.00%
Paid annually if all of the underlying stocks are greater than or equal to initial level
Minimum Coupon
1.00%
paid annually if any of the underlying stocks are below the initial level
Pricing Date
November 21st , 2014 (orders by 2:00pm EST)
Issue Date
November 26th , 2014
Cusip
06426XLX6
Street Price
97%
7 Year Income Advantage MLCD Linked to a Commodity Basket
Issuer
Bank of the West
Selling
Concession
Closing
Date:
3.00%
11/20/2014
2:00 PM ET
■ Fact Sheet
■ Term Sheet
2.50%
11/24/2014
2:00 PM ET
■ Fact Sheet
■ Term Sheet
3.00%
11/21/2014
2:00 PM ET
■ Fact Sheet
■ Term Sheet
3.00%
11/21/2014
2:00 PM ET
■ Fact Sheet
■ Term Sheet
2.75%
11/24/2014
2:00 PM ET
■ Fact Sheet
■ Term Sheet
Links:
Maturity
7 Years
Underlying
S&P GSCI
S&P GSCI
S&P GSCI
S&P GSCI
S&P GSCI
Cocoa Dynamic Roll Index ER (SPDYCCP)
Coffee Dynamic Roll Index ER (SPDYKCP)
Corn Dynamic Roll Index ER (SPDYCNP)
Lead Dynamic Roll Index ER (SPDYILP)
Natural Gas Dynamic Roll Index ER (SPDYNGP)
Maximum Coupon
7.25%
Paid annually if all of the underlying indices are greater than or equal to initial level
Minimum Coupon
1.00%
paid annually if any of the underlying indices are below the initial level
Pricing Date
November 21st , 2014 (Closing on November 20th , orders by 2:00pm EST)
Issue Date
November 26th , 2014
Cusip
06426XLY4
Street Price
97%
6.5 Year Growth MLCD Linked to Morningstar Ultimate Stock-Pickers Target Vol 7 Index
Issuer
Bank of the West
Maturity
6.5 Years
Underlying
Morningstar Ultimate Stock-Pickers Target Vol 7 Index (MSDIUSP7)
Payoff
[115 – 120]% participation in the point-to-point performance of the index
Pricing Date
November 24th , 2014 (orders by 2:00pm EST)
Issue Date
November 28th , 2014
Cusip
06426XLZ1
Street Price
97.50%
7-Year Growth MLCD Linked to the DWA Large Cap Sector Rotation Target Volatility 7 Index
Issuer
Bank of the West
Maturity
7 Years
Underlying
DWA Large Cap Sector Rotation Target Volatility 7 Index (DWASSRV)
Payoff
[115 – 120]% participation in the point-to-point performance of the index
Pricing Date
November 24th , 2014 (orders by 2:00pm EST)
Issue Date
November 28th , 2014
Cusip
06426XMA5
Street Price
97.25%
Anthony Guglielmo
Fixed Income Sales NATIONAL SECURITIES
Established 1947, MEMBER FINRA/SIPC
One Hovchild Plaza
4000 Route 66, Suite 331
Tinton Falls NJ 07753 Tel - (732) 807-2354 Fax -(732) 837-2552
[email protected]
For Broker/Dealer Use Only
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