Document 436245

The Chatterbox
November 2014
A Publication of the Kalkaska County Commission on Aging
Home of 4 Street Center
This publication is made available through millage and donations.
Dear Friends,
November is the month we celebrate all that
we are so blessed to have. Thank you to all our
veterans who have given so much for us to
have the freedom to live our lives as we
choose. Please join us on Veterans Day as we
honor these men and women.
One of our seniors recently had an experience
that did not work out as the senior had thought
it would. So this is a friendly reminder to all of
us. Remember friends are friends and business
is business. Do not pay anyone for anything
until they deliver. Make sure that you have the
agreement in writing and signed by both of
you as to what is expected and when. People
do not always remember agreements the same
way. This will save hard feelings and perhaps
getting involved in the legal system.
Remember this is open enrollment for the
Medicare Part D program. Have you had your
drug planned checked? Is it still the best plan
for you? There is a limited window when
changes can be made and this is the time. Call
the COA for an appointment with our trained
I want to thank all of you who have been so
kind and supportive to my family and I during
the recent loss of my sister.
In honor of all you have given, please be our
guest for lunch and a Veteran’s Day Program on
November 11th at 11am. “ALL” veterans,
regardless of age are welcome!
Have lunch with friends and do some
Christmas shopping!!!!!!
When: Saturday, November 15th
Where: Boardman Senior Center
Time: 10 am – 5 pm
Bake Sale – Crafts – Christmas Basket Auction
I am truly overwhelmed with the generosity and
support shown at the recent fundraiser for me
and my family. There are really no words to
describe the gratitude I feel. I am truly thankful
and blessed. God Bless you all!
Rosemarie Brooks
50/50 Drawing
Chili – Chicken Noodle Soup - Pie
Like our page on Facebook at Kalkaska
County Commission on Aging!
The COA is looking for volunteer drivers for
Medical and other transportation for seniors. We
drive locally only, Kalkaska, Mancelona, Traverse
City, Grayling, Gaylord, etc. You will be
reimbursed for mileage at the current Federal
rate. For more information, call the COA, 2585030 and ask for Cindy.
Medicare News
October 2014
This is part 2 of a 2 part series concerning the Medicare
Open Enrollment process that runs from October 15th through
December 7th.
In this article, I will discuss the information that has recently been released by Medicare about the Part D drug insurance
plans for 2015.
Following are some of the significant changes:
 There are a total of 31 drug plans available to Michigan Medicare beneficiaries, three less than in 2014.
 One of the plans, the Smart D Rx Saver(called
SmartD Rx Plus in 2014), is currently sanctioned by
Medicare, making it unavailable for new subscribers
until further notice. Current members are permitted
to remain in the plan for 2015.
 Part D plans that have an annual drug deductible
can increase it by $10 up to a maximum of $320.
 The donut hole will go up by $110 to $2960. When
the full cost of medications reach this amount during the year, subscribers will enter the donut hole
which results in a higher cost for their drugs. Those
who enter the donut hole in 2015 will pay 45% of
the total cost of brand name drugs and 65% of the
cost of the generic equivalent. Those in the donut
hole will find that their out of pocket cost for brand
and generic drugs will be down slightly for 2014.
 This trend will continue until the year 2020, when
the out of pocket cost for brand and generic drugs
will stabilize at a 25% copay.
 Four plans available in 2014 will not be offered in
2015. They are the Symphonix Rite Aid, First
Health Premier Plus, Medicare Rx Rewards and
Health Markets Value plans.
 Also, four drug insurance companies are reassigning their members from one of their plan offerings to another plan within the same company.
These companies are AARP, Cigna, First Health
(Coventry) and SilverScript.
Part D companies are required to notify their subscribers of
all of these changes in the Annual Notice of Change mailing. Beneficiaries should already have received this information.
The list of plan offerings is long, but there is a very
helpful process available that can be used to compare an
existing drug plan with all of the other alternatives. The
tool is called the Medicare Plan Finder. To do your own
comparison, or get some help with it, simply select one of
the following options:
 If you are comfortable doing your own research,
visit the Medicare website at
Just click on the green box entitled “Find health &
drug plans”, and enter the information requested.
You will be given detailed comparisons for each
plan, sorted by lowest cost. Plan enrollment can also be done at the same website.
 You can call 800-Medicare (800-633-4227) and a
trained customer service representative can assist
you by furnishing you with plan options. Have your
current medication list available when you make the
 Also you can call the Medicare/Medicaid Assistance Program (MMAP) at 800-803-7174. Representatives will mail you out a prescription drug
worksheet to complete and return. A certified
Counselor will then review drug plan options, furnish recommendation for 2015 and assist you with
the enrollment.
It is essential that beneficiaries have their Part D plans reviewed during the Medicare open enrollment periods. As
I’ve pointed out, the plan features and list of plans available constantly change. Also, a beneficiary’s prescriptions
can change each year. These variables often have a dramatic effect on the out of pocket cost for medications. Being in the plan that covers their medications in a cost effective manner can lower their cost. Once the open enrollment period closed on December 7th, subscribers are locked
into their current plan for all of 2015, unless they are eligible for low income assistance.
By Jim Verville, Region 10 Coordinator MMAP
Area Agency on Aging, Traverse City, MI
MMAP personnel are trained and certified to provide help
in all areas of Medicare health care insurance, Medicaid
benefits, fraud and abuse, billing issues, and a number of
other related topics. Call your local COA office at 231258-5030 for an appointment.
October Euchre Tournament Winners
October 7th
1st – Sharon Daly & Andy Turner - Tie
2nd – Norma Lance
3rd October 21st
1st – Lyle Thornburg
2nd – Jodie Lowrey
3rd – Louise Gravelle
November tournaments will be held on 11/4 &
11/18. All are welcome!
Kalkaska Senior Center Activities
Open - 8:00- 4:30 – Monday thru Friday
Mondays – 9:30 – Coffee & Chat w/Cheri
10:30 am – Aerobic Weightlifting
1:00 pm – Music w/Old Timers
6:00 pm – Woodcarving
Tuesdays : 10am-12pm- Care & Share Craft Group
11:30am – Card Bingo
Line Dancing is discontinued until further
Wednesdays – 4:30 pm – Jackpot Bingo
Fridays – 10:30am – Aerobic Weightlifting
1:15pm – Pantry Bingo
Service Corner
Northwest Community Action Agency
Commodities (surplus food) has distribution the 2nd Wednesday of each
month at the Kalkaska Senior Center
from 10:30 am to 11:30 am. You must
call and request us to hold them for you,
if you cannot be here. Your commodities will then be available for pick up
from us between 12 pm and 4pm on
Thursday. If you are not able to pick
them up on Thursday, please call the
COA office (258-5030) to make special
arrangements for pickup. Thank-You!
For all those that pick up commodities at
the Fairgrounds, the location for pickup
has been changed to the United
Methodist Church on Beebe Road.
Hours are 9am-10am on 11/26.
Other Meal Site Activities
Manistee Lake (CETA)
Mon. - 7:00 pm- Euchre $5.00
Wed. – 6:30 pm – Pinochle-$3.25
Thurs. – 10:00 am - Bunco - $5.00
7:00pm – Euchre - $5.00
Friday – 1pm – Pasty Sale
1pm – Line Dancing
Bear Lake – Open 9:30 – 2:00
Tuesday/Thursday - Cards & Games
Lunch – 12:00
S. Boardman –
It is time for Open Enrollment for Medicare,
if you need or want to change your coverage,
now is the time to get a checkup. Call 2585030 for an appointment.
In Home Services are another service provided by the Kalkaska COA. If you need a
housekeeper, respite or personal care for you
or someone you love, call the COA at 2585030 for more information on these and other
Rapid City –
Open 10 – 2 - Tuesday
10 – 4 Thursday
Cards & Games
Lunch – 12:30
Open 9 – 1- Wednesday
10 am – Wii Bowling
11:30 am – Wheel of Fortune
Lunch – 12:00
1st & 3rd Wednesdays of Month
@1:00 - Pedro
Thursday @ 5:45 pm
Potluck & Euchre
Newsletter Subscription Form
_____Yes I want to continue receiving the “Chatterbox” and keep up to
date on all the news affecting the
Kalkaska County Seniors. I have
enclosed my $10.00 yearly subscription fee.
Name: _______________________
Address: _____________________
City: ________________________
State:___ Zip: _____
Please make checks payable to:
Kalkaska County COA
P.O. Box 28
Kalkaska, MI 49646
NFT (Nursing Facility Transition) Program
Do you have a family member or friend who is currently living in a nursing home and they need help planning for
their return home? Do you know someone who has a loved
one in the nursing home and the wish is to bring them back
home? With the help of NFT Program, these wished could
become reality!
To participate in the program, an adult must live in a
nursing facility and want to move back to a community
setting. They must also be financially eligible to receive
Medicaid assistance. In Northwest Lower Michigan, the
NFT Program is administered by the Area Agency on Aging of Northwest Michigan, Northern Health Care Management and the Disability Network of Mid-Michigan.
A simple phone call and conversation with an Intake
Specialist will help determine potential eligibility and provide valuable information about options to consider.
For more information on this program call Doris Ellery,
Care Connections Supervisor, 800-442-1713, at Area
Agency on Aging of Northwest Michigan.
Kaley’s Blood Pressure Clinics for November
South Boardman – 4th - 11am – Noon
Kalkaska – 5th – 11am – Noon
Rapid City – 12th – 10:30am - Noon
Washington D.C. – May 14-20, 2015
$649 per person based on double occupancy
New Orleans – Sept. 26-Oct.4, 2015
$739 per person based on double occupancy
Monthly donators to
Programs & Services
Irene Estelle
Mary Ellen Sheets
Peggy Holt
Dee Moeser
Judy Maxon
Jane Miller
These donations are truly
appreciated as they help
keep our programs
The Manistee Lake Inn Buffet is cancelled for
The COA Senior Center is losing a lot of silverware,
please be careful when emptying lunch trays into the
Looking for a gift for that special senior? How about
lunch on you? The COA offers a gift card with 10
lunchs at any Kalkaska County meal site for a donation
of $20.00. Is breakfast or dinner more their style?
How about Dining Out certificates? Dining Out certificates may be used at a variety of local restaurants and
are valid for 90 days. Certificates are available for a
donation of $3.00
Bev’s Chatter
Tea, tea and more tea!
The Out to Lunch Bunch loves tea! Our September
adventure included a stop at the Light of Day Tea
Farm. We made their day...our gals nearly bought out
the store!
I’m opening a tea shop!
We’re off to Raven Hill Discovery
Center Oct 21
Calling all curious minds! This trip should be the most
interesting of all we’ve taken!
We’ll explore art, science and history and we’ll do it
both inside and outside! There is a fiber studio, turtle
pond, alternative energy house and much more.
Bus departs at 8:30 a.m. and returns by 2:30 p.m. You
can try a different restaurant for lunch in Boyne City
(on your own as usual). Bus fee $10. Center fee $8.
Please have $8 in cash to give me before we leave so
we don’t waste time at the center. Bus money due by
Oct. 10.
Elegant dining in November
The OLB season wraps up with an elegant lunch at
Lobdell’s in Traverse City on Thursday, Nov. 13.
Members loved it last year! Seating is limited to 20
guests so reserve and pay the $10 bus fee ASAP. Unpaid reservations will be forfeited to the waiting list
on Nov. 2. Our reservation is for 11:30 a.m. so we’ll
depart at 10:30 a.m.
Open enrollment for Rx plans
begins Oct. 15
It’s that confusing time again—open enrollment for
Medicare Rx plans. Letting the confusion get the best
of you can be expensive! Let our MMAP counselors
help you find the plan that’s best for you. Call now to
schedule a free appointment - 258-5030.
Now let’s make a few things clear: as a Medicare recipient, you are exempt from the Affordable Care Act
Did you know that insurance companies develop Rx
programs with various large pharmacy chains? If you
have an extensive or expensive medication list, changing insurance plans may be cost effective.
MMAP counselors are unbiased—they will simply
input the information you bring to find your best options. So be prepared for the appointment...bring Medicare card, current insurance plan information, and list
of all medications with dosages.
Are you aware that you can change supplemental insurance plans any time of year? Be sure you are getting what you are paying for there, too.
Finally, remember that all the information filling your
mailbox is advertising and, of course, biased.
Heating and Cooling:
Top 5 Energy Saving (and Bill Cutting) Tips - from
Popular Mechanics
More than half of home energy use goes to space heating
and cooling. The key to ratcheting up efficiency is to treat
the entire house as one system
More than half of home energy use goes to space heating and cooling. The key to ratcheting up efficiency is to
treat the entire house as one system, says Chandler von
Schrader, who oversees a DOE/EPA program called Home
Performance with Energy Star. "If you call a heating contractor, they just want to put in a new system, and if you
call an insulator, they'll just throw in insulation," he says.
Contractors say that most homes can cut their bills by at
least 30 percent. Syracuse, N.Y.-based GreenHomes America guarantees a minimum 25 percent reduction after an
audit and retrofit -- or they'll pay twice the difference for
two years. The cost of the audit, about $250 to $500,
comes off the bill for any subsequent upgrades. Think your
home is already too efficient to carve off 25 percent? "It's
possible," says Mike Rogers of GreenHomes, "but we
haven't seen one yet."
>> 1. Blind Tricks
In summer, close blinds during the day to keep the sun's
heat out. In winter, open them during the day; close them
at night.
>> 2. A/C Speed
In summer, lower an air conditioner's fan setting; the unit
will remove more humidity, boosting comfort while saving
>> 3. Clean Heat
Keep furnace filters and warm-air registers clean, and
bleed trapped air from radiators at least once a season.
>> 4. Fan Smarts
Don't leave kitchen and bath fans running too long; they
send climate-controlled air outside.
>> 5. Fireplace Fix
Fix or install doors on fireplaces -- a blaze sends
heated air up the chimney as fast as 24,000 cu. ft.
per hour.
Polyester material and rug yarn.
Contact Pat Cooper
51 Healthy Foods You Can Say “Yes” To!
15. Cantelope: That orange color inside
should clue you in that cantaloupe is a great
source of beta-carotene – 100% of your daily
value in a single cup. Cantaloupe is no slouch
in the vitamin C count either, with 113% of
daily needs per cup. Other melons such as
honeydew are also good choices, though lower
in both beta-carotene and vitamin C.
16. Carrots: You knew carrots were good for
you, but did you know how good? Carrots are
a prime example of why it’s important to eat a
“rainbow” of different fruits and vegetables
representing the whole spectrum of colors.
This orange option delivers 150% of your daily
vitamin A in just a half a cup, plus lesser percentages of a variety of other vitamins and
17. Cauliflower: Don’t let the pasty white
color fool you. Cauliflower is a cruciferous
vegetable (meaning it’s from the mustard family), just like broccoli and brussels sprouts.
Compounds in cruciferous vegetables have
been suggested as possible cancer protectors.
In any case, cauliflower packs a nutritional
punch, with 45% of your daily vitamin C in just
a half a cup.
18. Chicken Breasts: Boneless, skinless
chicken breasts offer great convenience and a
good way to get protein (half your daily value
in a three ounce serving) without a lot of fat
(three grams total), including just one gram of
saturated fat) or calories (140, only 18% of
them fat). Broil, bake or grill – don’t fry – to
keep chicken a smart choice.
19. Collard Greens: Another option in the
dark-green category, collard greens are packed
with vitamin A. You’ll get 150% of your daily
value of A in just a half cup of cooked collard
greens, plus 30% of your vitamin C and 15%
of calcium.
Operation Christmas Child –
Bring a shoebox filled with gifts
for a child…socks, soaps, small
toys, etc. Collection center is the
Peoples Church in Kalkaska. 3rd
week of November is collection
week. For more info call Juanita @
1 – Wayne Ingersoll
Philo Clark
Devere Bourne
2nd – Lamora Riddell
Larry Curneal
4th – Willard Hittle
5th – Jacqueline Humphrey
Chuck Burgess
Herb Helbig
6th – Peggy Young
Ben Coffey
7th – Carol Blow
Fred Rau
Carleen Brunson
8th – Shirley Zirkle
Elaine White
Sharon Rose
9th – Leon Chapman
Carol Hart
Cheryl Round
10th – Kathleen Gosselin
Robert Imler
11th – Rex Headapohl
12th – Dennis Smith
13th – Thelma Walker
14th – Willard Ryckman
15th – Phyllis Morningstar
16th – Alma Sliney
19th – Sandra Pinkosky
Jackie Howie
20th – Gene Abramczyk
Joseph Pruchnicki
22nd – Charlene Barko
Loretta Fichtner
Ron Kea
Christine Zimny
Marlene Bangs
23rd - Maryl Hesse
Linda Underhill
Irene Howe
Jane Rowell
24th - Joanne Scott
Janet Jackson
25th - Ardis Klausing
Doris Gwisdala
26th - Shirley Thurlow
Joanne Zarzycki
Lyle Thornburg
27th - Sally Otto
Betty Footen
28th – Alan Seeley
James Martin
Tyrone Shauan
Elizabeth Reeves
29th - Joe Yates
Patricia LaCroix
Janet Munchbach
30th - Zig Bogumil
Rheo Chartrand
17th – Laura Purtill
John Underhill
Dale Prough
Edna Wahl
Chuck Van Zile
18th – Gerry Martindale
Colleen Smith
Happy Birthday to You!!!!!!
Fun Facts about the First Thanksgiving
 The Plymouth Pilgrims were the first to celebrate
the Thanksgiving.
 The Pilgrims sailed across the Atlantic Ocean to
reach North America.
 They sailed on the ship, which was known by the
name of 'Mayflower'.
 They celebrated the first Thanksgiving Day at
Plymouth, Massachusetts.
 The Wampanoag Indians were the people who
taught the Pilgrims how to cultivate the land.
 The Pilgrim leader, Governor William Bradford,
had organized the first Thanksgiving feast in 1621. He
invited the neighboring Wampanoag Indians to the
 The first Thanksgiving celebration lasted three
 Mashed potatoes, pumpkin pies, popcorn, milk,
corn on the cob, and cranberries were not foods present on the first Thanksgiving's feast table.
 Lobster, rabbit, chicken, fish, squashes, beans,
chestnuts, hickory nuts, onions, leeks, dried fruits,
maple syrup and honey, radishes, cabbage, carrots,
eggs, and goat cheese are thought to have made up the
first Thanksgiving feast.
 The pilgrims didn't use forks; they ate with spoons,
knives, and their fingers.
Thanksgiving Facts throughout History
 Benjamin Franklin wanted the turkey to be the national bird of the United States.
 Sarah Josepha Hale, an American magazine editor,
persuaded Abraham Lincoln to declare Thanksgiving
a national holiday. She is also the author of the popular nursery rhyme "Mary Had a Little Lamb"
 Abraham Lincoln issued a 'Thanksgiving Proclamation' on third October 1863 and officially set aside the
last Thursday of November as the national day for
 The annual Macy's Thanksgiving Day Parade tradition began in the 1920's.
 In 1939, President Roosevelt proclaimed that
Thanksgiving would take place on November 23rd,
not November 30th, as a way to spur economic
growth and extend the Christmas shopping season.
 Congress to passed a law on December 26, 1941,
ensuring that all Americans would celebrate a unified
Thanksgiving on the fourth Thursday of November
every year.
 Since 1947, the National Turkey Federation has
presented a live turkey and two dressed turkeys to the
President. The President does not eat the live turkey.
He "pardons" it and allows it to live out its days on a
historical farm.
Fun Facts about Thanksgiving Today
 In the US, about 280 million turkeys are sold for the
Thanksgiving celebrations.
 Each year, the average American eats somewhere
between 16 - 18 pounds of turkey.
 Californians are the largest consumers of turkey in
the United States.
 Thanksgiving Day is celebrated on the fourth
Thursday in November in the United States.
 Although, Thanksgiving is widely considered an
American holiday, it is also celebrated on the second
Monday in October in Canada.
 Black Friday is the Friday after Thanksgiving in the
United States, where it is the beginning of the traditional Christmas shopping season.
Fun Turkey Facts
 The average weight of a turkey purchased at
Thanksgiving is 15 pounds.
 The heaviest turkey ever raised was 86 pounds,
about the size of a large dog.
 A 15 pound turkey usually has about 70 percent
white meat and 30 percent dark meat.
 The five most popular ways to serve leftover turkey
is as a sandwich, in stew, chili or soup, casseroles and
as a burger.
 Turkey has more protein than chicken or beef.
 Turkeys will have 3,500 feathers at maturity.
 Male turkeys gobble. Hens do not. They make a
clucking noise.
 Commercially raised turkeys cannot fly.
 Turkeys have heart attacks. The United States Air
Force was doing test runs and breaking the sound barrier. Nearby turkeys dropped dead with heart attacks.
 A large group of turkeys is called a flock.
 Turkeys have poor night vision.
 It takes 75-80 pounds of feed to raise a 30 pound
tom turkey.
 A 16-week-old turkey is called a fryer. A five to
seven month old turkey is called a young roaster.
November Activities
4th – Care & Share Craft Group
10am – 12pm
4 – Euchre – 1:00pm
All meals include milk, vegetable and fruit
Beef Pasty
Crab Stuffed
6th – Hot Fudge Sundae @ Lunch
11 – Veteran’s Day Celebration
(All Veterans are welcome to join
us for lunch – Any age!!!!)
Pork Chop
14 – Pickle Day
18th – Care & Share Craft Group
10am – 12pm
Chicken &
21 – Mexican Day
Beef Tips &
& Meat
18th – Euchre – 1:00pm
Kalkaska – No RSVP Needed
Rapid City – Connie: 331-6102 Call by 8:30 am
S. Boardman – Blanche: 369-2700 Call by 9:30am
Bear Lake - Tracy 231-564-1806 Call after 8:30am
Come join us for lunch and enjoy good food,
fun and games, lots of laughs and prizes. Start
with a salad at 11:30am, the main course is
served at 12:00. For those 60 yrs. and over a
suggested $2.00 donation is appreciated. If
under 60 yrs. the charge is $5.00.
Dining with Friends has been a great success for the last
year. Everyone seems to truly enjoy this monthly dinner. Due to the holidays in November and December
we will not be doing the dinners. We will resume in
The COA will be closed on Thursday and Friday, November 27 &28, so the staff may celebrate Thanksgiving with their family and
friends. Those who have services on these
days will be notified of when their services
will be provided for those days.
Attention!! AARP is looking for
volunteers in the Kalkaska Area who
are willing to help with Income Tax
preparation for area seniors and low
income individuals, if interested
please call Lori @ 231-384-3073.
The Kalkaska County Commission on
Aging Mission is to develop and manage
a comprehensive and coordinated system
of services for older adults designed to
create opportunities for those individuals
to attain an independent quality of life
while maintaining their dignity.
“Funding for the COA is provided by
senior millage, Federal and State funding
through the Area Agency on Aging of
Northwest Michigan and the Michigan
Office of Services to the Aging and client
donations. These agencies are Equal Opportunity Employers.”
Kalkaska County Commission on Aging
Phone: 231-258-5030 Fax 231-258-2619
Monday through Friday 8 am – 4 30 pm
Gay Rowell/Director
Debbie Kimball/Assistant Director
Board Members
Jerry Brandon – Edith Ingersoll – Carrol Cort
Susannah Hansen – Margaret Nichols – Sally Otto
Telesha Temple
Patty Cox (County Liaison)
Executive Board
Clark Kinsey – Chairman
Richard Otto – Vice-Chairman
Brenda Vowels – Secretary
Mary LeBlanc – Mary Ladach Barb Babcock
Web Page:
Check out our web page for more info on trips,
Kalkaska County COA
P.O. Box 28
Kalkaska, MI 49646
Upcoming Board Meetings
November 17, 2014 @10:00a.m.