PBA Professional Development Bank Secrecy Act Seminar November 18, 2014

WHO SHOULD ATTEND
This seminar is appropriate for anyone who is responsible for your bank’s
BSA / AML program, especially those designated as BSA officers and staff, risk
managers, compliance / operations / administration, legal counsel, trainers and
auditors. Special focus is given to the second person with BSA responsibilities in
your bank.
Professionals Dedicated to Your Success
3897 North Front Street
Harrisburg, PA 17110
PRESORTED
STANDARD
US POSTAGE
PAID
HARRISBURG PA
PERMIT NO 775
PBA Professional
Development
Bank Secrecy Act Seminar
November 18, 2014
8:15 a.m. – 3:45 p.m.
Pennsylvania Bankers Association
3897 North Front Street
Harrisburg, PA 17110
The PBA has been accepted as a program sponsor by the
Pennsylvania State Board of Accountancy.
This program qualifies for a total of six (6) hours or continuing
education credit.
PROGRAM OVERVIEW
2014 marks the 44th year of the Bank Secrecy Act and second decade of the USA PATRIOT Act. Recent record fines and penalties
hint at what’s to come. After overhauling the BSA regulations and migrating to mandatory electronic filing, FinCEN continues
to turn up the heat and the banking agencies turn up the spotlight on exams. What this signifies is more change ahead, more
tightening of the supervisory and enforcement environment, and more elevated expectations for bankers. This live, full-day,
interactive seminar explores in detail critical thinking on today’s critical issues for critical times.
The focus of this program includes analysis on legal, regulatory and examination guidance, including that associated with
industry risks such as medical marijuana, electronic delivery and use of third parties. Attendees receive extensive course materials
with model forms, charts, checklists, sample tools and case-study exercises. It promises to meet and exceed the expectations for
mandatory training under the Bank Secrecy and USA PATRIOT Acts.
PRESENTATION TOPICS
BSA/AML/OFAC Outlook and Updates
•What’s new, what’s next, what’s hot, what’s not? Current events and the impact on your program;
•Impact and risks associated with “banking on” medical marijuana;
•Stuff your Board wants and needs to know; and
•Cautionary tales taken from the headlines.
Three R’s of BSA/AML Risk: Recognize, Refine, and Respond
•Build your compliance diagnostic into ERM analysis and assessment;
•Apply key takeaways from recent enforcement actions to refine your risk assessment;
•CIP and CDD risk: bracing for the next wave of enhanced due diligence;
•AML risks associated with emerging products and services and developing rapid response to early warning signs; and
•MSBs, ATMs, prepaid access providers, and third-party players.
What’s on Your Next BSA/AML Exam?
•Program adequacy and follow-through;
•A “step-plan” to prepare for on-site visits;
•Lessons learned from battles lost: individual and organizational enforcement;
•Validating vendor management, transactional data, and risk modeling; and
•Making the case for adequate resources.
Identifying and Reporting Suspicious Activity: The Best of Times and the Worst of Times
•What’s new in SAR trends, findings and enforcement;
•Improving the who, what, when, where, why and how of the SAR narrative when utilizing spreadsheet attachments;
•Tips in effective SAR management;
•Effectively documenting SAR decisions; and
•SAR training for lenders, investment and wealth managers and the back office.
ABOUT THE SPEAKER
Greg Benson is associated with NABS/Profit Protection, LLC, and regularly conducts check fraud, BSA and AML training
throughout the U. S. He is currently a senior officer at a large community bank and has held similar positions at NOVA Bank,
Burke and Herbert Bank and Trust Company and E-Trade Financial. He has over 30 years of financial service industry experience
at commercial banks, savings and loans, private consulting concerns and trade associations, with special emphasis on compliance
and security issues. Mr. Benson served on the FinCEN Bank Secrecy Act Advisory Group for five years.
REGISTRATION INFORMATION
Members - $295
Non-Members - $442.50
The registration fee includes all seminar sessions, materials, luncheon and breaks. Please submit the enclosed registration form
and payment to:
Pennsylvania Bankers Association
Attn: Registrar
3897 North Front Street
Harrisburg, PA 17110
Tel. (717) 255-6900
Fax: (717) 233-1477
* You are encouraged to register through the Web site www.pabanker.com.
The PBA accepts check, Visa and Master Card. All credit card payments must be processed through online registration. Please visit
https://www.pabanker.com/banking-education-events/calendar find the seminar title and click on register now.
HOTEL INFORMATION
The Staybridge Suites Harrisburg, is holding a block of rooms for seminar attendees. Please call the hotel directly to reserve your
room at (717) 233-3304 or visit pabanker.com for the hotel’s online registration.
Professionals Dedicated to Your Success
This seminar is appropriate for anyone who is responsible for your bank’s
BSA / AML program, especially those designated as BSA officers and staff, risk
managers, compliance / operations / administration, legal counsel, trainers and
auditors. Special focus is given to the second person with BSA responsibilities in
your bank.
WHO SHOULD ATTEND
This program qualifies for a total of six (6) hours or continuing
education credit.
The PBA has been accepted as a program sponsor by the
Pennsylvania State Board of Accountancy.
Pennsylvania Bankers Association
3897 North Front Street
Harrisburg, PA 17110
8:15 a.m. – 3:45 p.m.
November 18, 2014
Bank Secrecy Act Seminar
PBA Professional
Development
PROGRAM OVERVIEW
2014 marks the 44th year of the Bank Secrecy Act and second decade of the USA PATRIOT Act. Recent record fines and penalties
hint at what’s to come. After overhauling the BSA regulations and migrating to mandatory electronic filing, FinCEN continues
to turn up the heat and the banking agencies turn up the spotlight on exams. What this signifies is more change ahead, more
tightening of the supervisory and enforcement environment, and more elevated expectations for bankers. This live, full-day,
interactive seminar explores in detail critical thinking on today’s critical issues for critical times.
The focus of this program includes analysis on legal, regulatory and examination guidance, including that associated with
industry risks such as medical marijuana, electronic delivery and use of third parties. Attendees receive extensive course materials
with model forms, charts, checklists, sample tools and case-study exercises. It promises to meet and exceed the expectations for
mandatory training under the Bank Secrecy and USA PATRIOT Acts.
PRESENTATION TOPICS
BSA/AML/OFAC Outlook and Updates
•What’s new, what’s next, what’s hot, what’s not? Current events and the impact on your program;
•Impact and risks associated with “banking on” medical marijuana;
•Stuff your Board wants and needs to know; and
•Cautionary tales taken from the headlines.
Three R’s of BSA/AML Risk: Recognize, Refine, and Respond
•Build your compliance diagnostic into ERM analysis and assessment;
•Apply key takeaways from recent enforcement actions to refine your risk assessment;
•CIP and CDD risk: bracing for the next wave of enhanced due diligence;
•AML risks associated with emerging products and services and developing rapid response to early warning signs; and
•MSBs, ATMs, prepaid access providers, and third-party players.
What’s on Your Next BSA/AML Exam?
•Program adequacy and follow-through;
•A “step-plan” to prepare for on-site visits;
•Lessons learned from battles lost: individual and organizational enforcement;
•Validating vendor management, transactional data, and risk modeling; and
•Making the case for adequate resources.
Identifying and Reporting Suspicious Activity: The Best of Times and the Worst of Times
•What’s new in SAR trends, findings and enforcement;
•Improving the who, what, when, where, why and how of the SAR narrative when utilizing spreadsheet attachments;
•Tips in effective SAR management;
•Effectively documenting SAR decisions; and
•SAR training for lenders, investment and wealth managers and the back office.
ABOUT THE SPEAKER
Greg Benson is associated with NABS/Profit Protection, LLC, and regularly conducts check fraud, BSA and AML training
throughout the U. S. He is currently a senior officer at a large community bank and has held similar positions at NOVA Bank,
Burke and Herbert Bank and Trust Company and E-Trade Financial. He has over 30 years of financial service industry experience
at commercial banks, savings and loans, private consulting concerns and trade associations, with special emphasis on compliance
and security issues. Mr. Benson served on the FinCEN Bank Secrecy Act Advisory Group for five years.
REGISTRATION INFORMATION
Members - $295
Non-Members - $442.50
The registration fee includes all seminar sessions, materials, luncheon and breaks. Please submit the enclosed registration form
and payment to:
Pennsylvania Bankers Association
Attn: Registrar
3897 North Front Street
Harrisburg, PA 17110
Tel. (717) 255-6900
Fax: (717) 233-1477
* You are encouraged to register through the Web site www.pabanker.com.
The PBA accepts check, Visa and Master Card. All credit card payments must be processed through online registration. Please visit
https://www.pabanker.com/banking-education-events/calendar find the seminar title and click on register now.
HOTEL INFORMATION
The Staybridge Suites Harrisburg, is holding a block of rooms for seminar attendees. Please call the hotel directly to reserve your
room at (717) 233-3304 or visit pabanker.com for the hotel’s online registration.
3897 North Front Street
Harrisburg, PA 17110
PRESORTED
STANDARD
US POSTAGE
PAID
HARRISBURG PA
PERMIT NO 775
2014 SCHEDULE
SEPTEMBER
NOVEMBER
Executive Leadership
September 11-12 • PBA Office • Harrisburg
Real Estate Lending Compliance
November 4 -5 • Hershey Country Club • Hershey
Group 2 Fall Group Meeting
September 11 • Pine Crest Country Club • Lansdale
Bank Secrecy Act
November 18 • PBA Office • Harrisburg
Group 5 Fall Group Meeting
September 15 • Country Club of York • York
Lending Conference
November 20- 21 • The Hotel Hershey • Hershey
Human Resources
September 17 • PBA Office • Harrisburg
DECEMBER
Group 3 Fall Group Meeting
September 18 • Glen Oak Country Club • Clarks Summit
Consumer Lending School
September 24 - 26 • PBA Office • Harrisburg
Group 4 Fall Group Meeting
September 25 • Eagles Mere Country Club • Eagles Mere
Group 6 Fall Group Meeting
September 30 • Sunnehanna Country Club • Johnstown
Group 8 Fall Group Meeting
October 1 • Butler Country Club • Butler
Nickname
Title
Male
LinkedIn Value Strategies Workshop
December 3 • PBA Office • Harrisburg
Bank
Executive Leadership
December 4-5 • PBA Office • Harrisburg
City, State, Zip
2015 SCHEDULE
Economic Summit
February 24 • Sheraton Harrisburg Hershey • Harrisburg
MARCH
Executive Leadership
March 12-13 • PBA Office • Harrisburg
CFO Seminar
October 2 • PBA Office • Harrisburg
MAY
Bankers Day at the Capitol
May 11 • Hilton • Harrisburg
Essentials of Commercial Lending
October 14-15 • PBA Office • Harrisburg
Annual Convention
May 17-20 • Baltimore Marriott Waterfront • Baltimore
Social Media Bootcamp
October 16 • PBA Office • Harrisburg
Enclosed is a credit card or check made payable to the Pennsylvania Bankers Association for $_____ for
_____ registration(s) at $295 per person for members. The non-member fee is $442.50 per person.
Name
Women in Banking Conference
March 9 • Hershey Lodge and Convention Center • Hershey
OCTOBER
Pennsylvania Bankers Association • 3897 North Front Street • Harrisburg • Tel. (717) 255-6900
Lending to Small Businesses
December 2 • PBA Office • Harrisburg
FEBRUARY
Art of Leadership
September 29 -30 • PBA Office • Harrisburg
REGISTRATION & INVOICE
Seminar
Bank BSA
Secrecy
Act Seminar
November 18, 2014
JUNE
FDIC Director’s College
October 21 • Hershey Country Club • Hershey
Executive Leadership
June 4-5 • PBA Office • Harrisburg
Wealth Management & Trust Conference & Exhibition
October 29-31• Hershey Lodge & Convention Center • Hershey
School of Banking
June 7-12 • The Penn Stater • State College
School of Commercial Lending
June 7-12 • The Penn Stater • State College
Female
Address
Tel
Fax
E-Mail
Emergency Tel
Bank Deposit Size (round figures):
Method of Payment:
*PBA accepts check, Visa and Master Card. All credit card payments must be processed through online
registration. Please visit https://www.pabanker.com/banking-education-events/calendar; find the seminar
title and click on register now.
Please mail registration information to:
Pennsylvania Bankers Association
Attn: Registrar
3897 North Front Street
Harrisburg, PA 17110
Tel: (717) 255-6900
Fax: (717) 233-1477
For database purposes, we request only one (1) registrant per form. Please make additional copies of the
registration form as needed. Keep a copy for your records. PBA does not send confirmations. If you have
questions, call (717) 255-6900.
NOTE: Registrations are accepted at the member fee for PBA regular, associate and affiliate members and staff
of regulatory agencies. All registrations are subject to a 20 percent cancellation fee. A 50 percent retention of
the registration fee applies to cancellation requests five (5) to ten (10) business days prior to the seminar date;
however, NO refunds will be issued for cancellations made within 5 business days of the seminar date or for
”no-shows." All requests for refunds must be made in writing to PBA. All registrations received by any means
of communication are subject to this cancellation clause. The PBA does not issue refunds due to weather
conditions, Acts of God and/or other causes beyond its reasonable control.
Pennsylvania Bankers Association • 3897 North Front Street
Harrisburg, PA 17110 • Tel. (717) 255-6900 • www.pabanker.com
Professionals Dedicated to Your Success
Professionals Dedicated to Your Success
Please check the PBA Web site for event & program schedule updates.
www.pabanker.com
Pennsylvania Bankers Association • 3897 North Front Street, Harrisburg, PA 17110
Tel. (717) 255-6900 • www.pabanker.com
“Professionals Dedicated to Your Success”
2014 SCHEDULE
SEPTEMBER
NOVEMBER
Executive Leadership
September 11-12 • PBA Office • Harrisburg
Real Estate Lending Compliance
November 4 -5 • Hershey Country Club • Hershey
Group 2 Fall Group Meeting
September 11 • Pine Crest Country Club • Lansdale
Bank Secrecy Act
November 18 • PBA Office • Harrisburg
Group 5 Fall Group Meeting
September 15 • Country Club of York • York
Lending Conference
November 20- 21 • The Hotel Hershey • Hershey
Human Resources
September 17 • PBA Office • Harrisburg
DECEMBER
Group 3 Fall Group Meeting
September 18 • Glen Oak Country Club • Clarks Summit
Consumer Lending School
September 24 - 26 • PBA Office • Harrisburg
Group 4 Fall Group Meeting
September 25 • Eagles Mere Country Club • Eagles Mere
Group 6 Fall Group Meeting
September 30 • Sunnehanna Country Club • Johnstown
Group 8 Fall Group Meeting
October 1 • Butler Country Club • Butler
Nickname
Title
Male
LinkedIn Value Strategies Workshop
December 3 • PBA Office • Harrisburg
Bank
Executive Leadership
December 4-5 • PBA Office • Harrisburg
City, State, Zip
2015 SCHEDULE
Economic Summit
February 24 • Sheraton Harrisburg Hershey • Harrisburg
MARCH
Executive Leadership
March 12-13 • PBA Office • Harrisburg
CFO Seminar
October 2 • PBA Office • Harrisburg
MAY
Bankers Day at the Capitol
May 11 • Hilton • Harrisburg
Essentials of Commercial Lending
October 14-15 • PBA Office • Harrisburg
Annual Convention
May 17-20 • Baltimore Marriott Waterfront • Baltimore
Social Media Bootcamp
October 16 • PBA Office • Harrisburg
Enclosed is a credit card or check made payable to the Pennsylvania Bankers Association for $_____ for
_____ registration(s) at $295 per person for members. The non-member fee is $442.50 per person.
Name
Women in Banking Conference
March 9 • Hershey Lodge and Convention Center • Hershey
OCTOBER
Pennsylvania Bankers Association • 3897 North Front Street • Harrisburg • Tel. (717) 255-6900
Lending to Small Businesses
December 2 • PBA Office • Harrisburg
FEBRUARY
Art of Leadership
September 29 -30 • PBA Office • Harrisburg
REGISTRATION & INVOICE
Seminar
Bank BSA
Secrecy
Act Seminar
November 18, 2014
JUNE
FDIC Director’s College
October 21 • Hershey Country Club • Hershey
Executive Leadership
June 4-5 • PBA Office • Harrisburg
Wealth Management & Trust Conference & Exhibition
October 29-31• Hershey Lodge & Convention Center • Hershey
School of Banking
June 7-12 • The Penn Stater • State College
School of Commercial Lending
June 7-12 • The Penn Stater • State College
Female
Address
Tel
Fax
E-Mail
Emergency Tel
Bank Deposit Size (round figures):
Method of Payment:
*PBA accepts check, Visa and Master Card. All credit card payments must be processed through online
registration. Please visit https://www.pabanker.com/banking-education-events/calendar; find the seminar
title and click on register now.
Please mail registration information to:
Pennsylvania Bankers Association
Attn: Registrar
3897 North Front Street
Harrisburg, PA 17110
Tel: (717) 255-6900
Fax: (717) 233-1477
For database purposes, we request only one (1) registrant per form. Please make additional copies of the
registration form as needed. Keep a copy for your records. PBA does not send confirmations. If you have
questions, call (717) 255-6900.
NOTE: Registrations are accepted at the member fee for PBA regular, associate and affiliate members and staff
of regulatory agencies. All registrations are subject to a 20 percent cancellation fee. A 50 percent retention of
the registration fee applies to cancellation requests five (5) to ten (10) business days prior to the seminar date;
however, NO refunds will be issued for cancellations made within 5 business days of the seminar date or for
”no-shows." All requests for refunds must be made in writing to PBA. All registrations received by any means
of communication are subject to this cancellation clause. The PBA does not issue refunds due to weather
conditions, Acts of God and/or other causes beyond its reasonable control.
Pennsylvania Bankers Association • 3897 North Front Street
Harrisburg, PA 17110 • Tel. (717) 255-6900 • www.pabanker.com
Professionals Dedicated to Your Success
Professionals Dedicated to Your Success
Please check the PBA Web site for event & program schedule updates.
www.pabanker.com
Pennsylvania Bankers Association • 3897 North Front Street, Harrisburg, PA 17110
Tel. (717) 255-6900 • www.pabanker.com
“Professionals Dedicated to Your Success”
WHO SHOULD ATTEND
This seminar is appropriate for anyone who is responsible for your bank’s
BSA / AML program, especially those designated as BSA officers and staff, risk
managers, compliance / operations / administration, legal counsel, trainers and
auditors. Special focus is given to the second person with BSA responsibilities in
your bank.
Professionals Dedicated to Your Success
3897 North Front Street
Harrisburg, PA 17110
PRESORTED
STANDARD
US POSTAGE
PAID
HARRISBURG PA
PERMIT NO 775
PBA Professional
Development
Bank Secrecy Act Seminar
November 18, 2014
8:15 a.m. – 3:45 p.m.
Pennsylvania Bankers Association
3897 North Front Street
Harrisburg, PA 17110
The PBA has been accepted as a program sponsor by the
Pennsylvania State Board of Accountancy.
This program qualifies for a total of six (6) hours or continuing
education credit.
PROGRAM OVERVIEW
2014 marks the 44th year of the Bank Secrecy Act and second decade of the USA PATRIOT Act. Recent record fines and penalties
hint at what’s to come. After overhauling the BSA regulations and migrating to mandatory electronic filing, FinCEN continues
to turn up the heat and the banking agencies turn up the spotlight on exams. What this signifies is more change ahead, more
tightening of the supervisory and enforcement environment, and more elevated expectations for bankers. This live, full-day,
interactive seminar explores in detail critical thinking on today’s critical issues for critical times.
The focus of this program includes analysis on legal, regulatory and examination guidance, including that associated with
industry risks such as medical marijuana, electronic delivery and use of third parties. Attendees receive extensive course materials
with model forms, charts, checklists, sample tools and case-study exercises. It promises to meet and exceed the expectations for
mandatory training under the Bank Secrecy and USA PATRIOT Acts.
PRESENTATION TOPICS
BSA/AML/OFAC Outlook and Updates
•What’s new, what’s next, what’s hot, what’s not? Current events and the impact on your program;
•Impact and risks associated with “banking on” medical marijuana;
•Stuff your Board wants and needs to know; and
•Cautionary tales taken from the headlines.
Three R’s of BSA/AML Risk: Recognize, Refine, and Respond
•Build your compliance diagnostic into ERM analysis and assessment;
•Apply key takeaways from recent enforcement actions to refine your risk assessment;
•CIP and CDD risk: bracing for the next wave of enhanced due diligence;
•AML risks associated with emerging products and services and developing rapid response to early warning signs; and
•MSBs, ATMs, prepaid access providers, and third-party players.
What’s on Your Next BSA/AML Exam?
•Program adequacy and follow-through;
•A “step-plan” to prepare for on-site visits;
•Lessons learned from battles lost: individual and organizational enforcement;
•Validating vendor management, transactional data, and risk modeling; and
•Making the case for adequate resources.
Identifying and Reporting Suspicious Activity: The Best of Times and the Worst of Times
•What’s new in SAR trends, findings and enforcement;
•Improving the who, what, when, where, why and how of the SAR narrative when utilizing spreadsheet attachments;
•Tips in effective SAR management;
•Effectively documenting SAR decisions; and
•SAR training for lenders, investment and wealth managers and the back office.
ABOUT THE SPEAKER
Greg Benson is associated with NABS/Profit Protection, LLC, and regularly conducts check fraud, BSA and AML training
throughout the U. S. He is currently a senior officer at a large community bank and has held similar positions at NOVA Bank,
Burke and Herbert Bank and Trust Company and E-Trade Financial. He has over 30 years of financial service industry experience
at commercial banks, savings and loans, private consulting concerns and trade associations, with special emphasis on compliance
and security issues. Mr. Benson served on the FinCEN Bank Secrecy Act Advisory Group for five years.
REGISTRATION INFORMATION
Members - $295
Non-Members - $442.50
The registration fee includes all seminar sessions, materials, luncheon and breaks. Please submit the enclosed registration form
and payment to:
Pennsylvania Bankers Association
Attn: Registrar
3897 North Front Street
Harrisburg, PA 17110
Tel. (717) 255-6900
Fax: (717) 233-1477
* You are encouraged to register through the Web site www.pabanker.com.
The PBA accepts check, Visa and Master Card. All credit card payments must be processed through online registration. Please visit
https://www.pabanker.com/banking-education-events/calendar find the seminar title and click on register now.
HOTEL INFORMATION
The Staybridge Suites Harrisburg, is holding a block of rooms for seminar attendees. Please call the hotel directly to reserve your
room at (717) 233-3304 or visit pabanker.com for the hotel’s online registration.
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