The Honorable John Boehner The Honorable Nancy Pelosi Speaker

November 5, 2014
The Honorable John Boehner
U.S. House of Representatives
Washington, DC 20515
The Honorable Nancy Pelosi
Democratic Leader
U.S. House of Representatives
Washington, DC 20515
The Honorable Kevin McCarthy
Majority Leader
U.S. House of Representatives
Washington, DC 20515
The Honorable Steny Hoyer
Democratic Whip
U.S. House of Representatives
Washington, DC 20515
Dear Speaker Boehner, Leader Pelosi, Leader McCarthy and Whip Hoyer:
We are writing to urge you to bring legislation to extend the Terrorism Risk Insurance Act (TRIA)
to the floor of the House for a vote.
The delay in extending this program has already resulted in increased risk and cost for
employers across the country and failure to enact an extension will impose additional costs
with respect to workers’ compensation for business and negatively impact job creation.
Workers’ compensation cannot exclude terrorism, impose policy limits, or exclude losses from
nuclear, biological, chemical, or radiological (NBCR) attacks. The risk falls directly on workers’
compensation and the employers who are required to maintain coverage for workers.
A review of the impact of failing to extend the program was conducted by RAND, concluding
that workers’ compensation policy premiums would increase, more policies would be pushed
into residual markets and employers would be required to absorb additional risk. These costs
are not theoretical. They impact business every day. The recent increased terrorism threats
only underline the need to act now to extend this program.
As you know, the Senate has already acted with an overwhelmingly bi-partisan vote of 93-4 in
favor of an extension. The program is scheduled to end at the end of 2014, leaving a limited
number of legislative days to address this critical issue.
We urge you to act now to approve a long term extension of TRIA and minimize the cost to
employers of the risk of terrorism.
Alabama Self-Insured Work Comp Fund
Alternative Risk Ltd.
Arkansas State Chamber of Commerce
Associated Industries of Arkansas
Associated Industries of Massachusetts
Bridgefield Casualty Insurance Company
Bridgefield Employers Insurance Company
Business Council of Alabama
California Manufacturers and Technology Association
California Self-Insurers Association
Connecticut Business and Industry Association
Electric Insurance Company
Florida United Businesses Association
Georgia Association of Manufacturers
Great American Insurance Group
Illinois Manufacturer’s Association
Indiana Chamber of Commerce
Indiana Manufacturers Association
Louisiana Association of Self Insured Employers
LUBA Workers’ Comp.
Marriott International, Inc.
Michigan Chamber of Commerce
Michigan Health & Hospital Association
Michigan Manufacturers Association
Michigan Self-Insurer’s Association
Missouri Association of Manufacturers
Missouri Merchants and Manufacturers’ Association
Montana Chamber of Commerce
Montana Manufacturing Council
Nautilus International Holding Corporation
National Association of Professional Employer Organizations
National Council of Self Insurers
New Jersey Business and Industry Association
Ohio Chamber of Commerce
Paychex, Inc.
Pennsylvania Chamber of Business and Industry
People Systems
Republic Indemnity Company of America
Summit Consulting, LLC
The State Chamber of Oklahoma
Texas Association of Business
UWC – Strategic Services
Virginia Chamber of Commerce
Washington Retail Association