TENANT REFERENCING FOR LANDLORDS & LETTING

TENANT
REFERENCING
FOR LANDLORDS
& LETTING
AGENTS
Fast and reliable referencing
“Helping you to
secure the best tenants
every time.”
CONTENTS
page
3 |
Introduction
page
4 |
Services
Full Profile
Credit Check
INTRODUCTION
Rentguard is an independently owned company that has been
providing products & services to Landlords and Letting Agents
throughout the UK since 2001.
Our referencing service has been designed to reduce as much of
the risk as possible from both the Residential and Commercial
lettings market.
Insight
Company Reference
page
6 |
How it works
Registering
Ordering
Creating a new tenant reference
Submitting an application
page
8 |
Info for Agents
Guidelines
Identification theft alert
We treat every case with due diligence and pride ourselves on an
exceptionally low fail rate.
We understand that the average applicant typically provides far
less information about themselves than is required, which makes
it very difficult for a landlord to make an informed decision as to
their credit worthiness. We will obtain the missing information
and provide a credit report as to the applicant’s standing.
We will establish if a prospective tenant is using an alias name,
multiple addresses, or even a bogus employer to try and secure
a property.
Guarantor requirements
Service summary
page
12 |
Legal Expenses & Rent Guarantee Insurance
page
14 |
Sample Reports
Full Profile
page
16 |
Unlike many other companies, when you phone us you will
always be given the name of the person you are dealing
with. This enables you to make contact with the same person
throughout the entire referencing process.
As well as our comprehensive Full Profile (24-48 hour) service,
we also offer a four hour ‘Insight’ service and most Company
References can be completed in under four hours.
Insurance Products & Services
What we can do for you?
page
18 |
Supporting you and your brand
Window cards/posters
Tenant referencing website
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Window stickers
For more information
or to register
contact our team on
0844 4122 020
or log on to
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3
SERVICES
FULL PROFILE
CREDIT CHECK ONLY
Suitable for tenants and guarantors*
Response time: instant online or 1 hour
Suitable for tenants and guarantors
Response time: 24-48 hours
We will search the files of a leading Credit Reference Agency to ensure that the applicant has not previously been
insolvent, bankrupt or involved in any court proceedings for debt.
We believe our Full Profile service does more than any other product available in the industry to minimise the
risk of defaulting tenants. Our cost effective nationwide service provides the greatest depth of enquiry currently
available to Letting Agents and we aim to respond within 24 to 48 hours.
Each Full Profile enquiry includes:
Each Credit Check Only enquiry includes:
Address Verification/Residency Confirmation
County Court Judgements (CCJs)
Bankruptcy Data
Employment Status & Income Confirmation
Information about the applicant’s current employment and salary information are obtained from the employer in
writing. An initial telephone call to the employer is made to establish who we should address our enquiry to and
a faxed/emailed request is sent directly to that person. Confirmation of the applicant’s employment status, length
of service and salary package is obtained. If the applicant has been employed for less than three months then a
reference will be taken up with the previous employer to ensure that there was no detrimental reason for leaving.
If the applicant is self-employed we will obtain a reference from their accountant whenever possible and source
copies of the most recent set of accounts.
Address Verification/Residency Confirmation
Each applicant’s history of residence is confirmed prior to the credit searches being carried out. We can confirm
the applicant has given us the correct address through a variety of different information media. The preferred
option is to use the National Electoral Register, but should an applicant not be present on the Electoral Register we
will then look for previous applications, address links and recorded associations to confirm that they reside at the
address given.
County Court Judgements
Each address supplied is searched for CCJs. In addition to this any additional addresses located will be searched.
Bankruptcy Data
Each address supplied is searched for Bankruptcy Data in the name of the applicant using our online information
providers. A live enquiry is also carried out with the DTI Insolvency Service to ensure that we are using the most up
to date information available.
INSIGHT (WHEN YOU NEED AN ANSWER QUICKLY)
Suitable for tenants and guarantors*
Response time: 4 hours
Our Insight service has a response time of four hours. All references are collected verbally by our trained operators. All references are taken whilst on outgoing telephone calls. This service is not suitable for self-employed,
retired or overseas applicants. Cannot be used with Legal Expenses and Rent Guarantee policies.
Each Insight enquiry includes:
Employment Status & Income Confirmation
Existing Credit Agreements Search
Bank Account Confirmation
Tenant Default Fraud & Theft (TDFT) Data
Previous Landlord/Letting Agent Reference
County Court Judgements
*Please note: the above services are not sufficent to support Legal Expenses & Rent Guarantee Insurance – our Full
Profile service must be used for these purposes.
Bank Account Confirmation
The information provided by the applicant is verified to be valid and correct.
COMPANY REFERENCING
Existing Credit Agreements
We will search for existing bank, financial and communications accounts at the current and previous addresses.
Suitable for company letting applications
Response time: 1 working day
Tenant Default Fraud & Theft (TDFT) Data
Our in-house database contains thousands of records of previous tenancy applications. Our database is updated
continuously with default data, fraudulent applications, theft cases and is proving to be a useful tool.
Every year many thousands of businesses fail and this year will be no exception. With the current economic
climate, risk assessment for the Company Referencing Service operates a turnaround time of one working day.
A one hour service is also available.
Previous Landlord/Letting Agent Reference
Enquiries are made to establish if the current tenancy has been conducted in a satisfactory manner and that all
obligations under the tenancy agreement have been met.
To compile a Company Report we will look at:
Next of Kin Detail Check
The details for the applicant’s next of kin are supplied to us by the applicant on our form. These details are
confirmed to be correct during the vetting process as in the unlikely event that the tenant absconds this
information could be vital in tracing the debtor.
Date of Incorporation
Mortgages and Debenture Information
Registered Office/Trading Address
Financial Analysis Information
Previous Names
- Profit & Loss Account Extracts
SIC Codes/Business Activities
- Balance Sheet Extracts
UK Subsidiaries
- Return Data
Directors Information
- Trade Creditor Data
Credit Profile Information
- Overdraft/Loans Data
- County Court Judgement Data
For more info, visit
the Letting Agents
section at:
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4
Bankruptcy Data
Address Verification/Residency Confirmation
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- Company Assets
- Details of Liquidation, Receivership etc.
- Credit Rating/Creditor Days
Once all of the available data has been collected, a credit limit will be manually calculated by one of our trained
analysts and a comprehensive, easy to read report will be compiled. The report will advise you of the company’s
registered name, number, activities, date of latest accounts, legal status and suggested credit limit. This
information will provide you with a comprehensive financial view of the company.
5
Once you have logged in, select the appropriate service option for your
new tenant reference.
HOW IT WORKS
Instant
online
credit checks at:
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- Full Profile
For Full Profile applications you will be asked to enter the following
details for each applicant/guarantor:
•Name
• Email address
• Details of the property address
• The monthly rent amount
- Online Credit Check
For Online Credit Check applications you will be asked to enter the
following details for each applicant:
•Name
• Date of birth
• Two most recent addresses
3
CREATING A
NEW TENANT
REFERENCE
ONLINE
- Company referencing
For Company Applications you will be asked to enter the following
details:
• Company name
• Company registration number
• Company address and contact details
Before ordering a tenant reference, you must register with us
online (at rentguardtenantref.co.uk) or fill in the registration
form and fax or post it back to us.
1 REGISTERING
There are 3 alternative ways to submit a new application:
Registration is FREE
A) Complete these details yourself online
All you need is to provide your agency name, address and
contact details.
B) Invite your tenants (or guarantors) to complete their own
applications online
When ordering a Full Profile Reference simply provide the name
and e-mail address of each prospective tenant or guarantor and
we will send them an e-mail invitation in order to complete the
application online.
Once you have completed the simple registration process, you
will receive a username and password via email which will
enable you to access the service. One of our account managers
will then contact you to help and assist you with any further
enquiries you may have.
You will be able to check the status of the application at any time
and view their application details within your account.
4
Our fast Tenant Referencing service for Letting Agents is
available online (at rentguardtenantref.co.uk). To order a new
tenant reference - login to your account with the username and
password provided.
Alternatively we can supply you with printed Tenant or Company
application forms. Once completed, it may be returned to us by
email to: a[email protected], or faxed back to us
on 0844 8122 022.
(See 4 ‘Submitting your application forms to us’ for more details).
6
2 ORDERING
SUBMITTING
THE APPLICATION
FORM TO US
AUTHORISATION TO CARRY OUT CHECKS
!
It is against the law to carry out a
credit check without first obtaining
permission from the tenant. Simply
download the consent form and retain
a copy signed by the applicant and, if
required, by the guarantor.
All tenants will be asked to print and return a signed declaration.
This will authorise the applicants’ referees to respond to our
enquiries (a fax or email scan is sufficient for the majority of
employers).
C) Submitting paper application forms*
If you prefer, you can give a paper application form to each
prospective tenant/guarantor. Completed forms should be
returned to the following address:
29-30 Miners Way
Lakesview Business Park
Canterbury
Kent CT3 4LQ
or faxed back to us on 0844 4122 022
*Paper application forms are available to download from our
website at rentguardtenantref.co.uk
7
INFO FOR AGENTS
GUIDELINES
Information
Has the application form been completed fully, signed and dated?
Does the history of recent residence piece together?
Does the employment history appear valid?
Do you have all the information necessary to enable the application to
be referenced quickly?
Identification of Applicant
Have you obtained and kept a copy of valid identification from the
applicants? Valid forms of identification are passport, driving licence,
household utility bill, bank letter or local authority letter.
Overseas Applicants
Have you obtained a copy of the applicant’s passport? This should be
faxed to us with the application form.
Have you obtained a copy of the applicant’s work permit (if applicable)?
This should be faxed to us with the application form.
Have the applicants supplied all previous addresses for at least the
last three years?
If the applicants have previously lived in the UK have they supplied the
address(es) where they resided?
Students & Housing Benefit Tenants
We require a Guarantor for both Student and Housing Benefit
Applications. You may wish to consider submitting the Guarantor
application at the same time as the main applicant.
IDENTIFICATION
THEFT ALERT
Identity theft is a growing concern nationwide and a problem that
we are determined to respond to. We now include the following
checks in order that we may help combat this ever increasing
threat.
Residency:
• Check to see if the applicant is currently registered on the
latest edited annual Electoral Roll at the address provided
• Check for communications and utilities supplier accounts
• Check for bank and building society accounts
• Check for financial services or lender accounts
Identity:
• Check the applicant's supplied date of birth against those
held on credit accounts at the current, previous and linked
addresses. Only an exact match is positive proof.
Alerts:
In addition to the above residency and identity checks we are also
able to check for mortality (death) alerts and financial sanctions
alerts from HM Treasury and EU databases.
Salary Levels
As the salary only forms one part of the overall referencing criteria,
it must not be implied that because the applicant earns a particular
salary the tenancy would automatically be agreed.
Self-employed Applicants
For more info, visit
the Letting Agents
section at:
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Has the self-employed applicant completed their accountant’s
business/trading details?
If the applicant does not have an accountant you should obtain a copy
of applicant’s most recent tax return. This should be faxed to us with
the application form.
If neither of the above can be produced it is likely the applicant will
need a guarantor. Please call us for further information.
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enantref
WE NEED YOUR HELP
Agents are reminded that they must obtain the applicant's ID at the time of
accepting the completed application form from the prospective tenant.
Ideally, one part of the ID should bear a photo of the applicant. This should
then be forwarded to us with the application form. You will also need to retain
a copy for the duration of the tenancy.
8
9
SERVICE SUMMARY
What our services include
Read more about
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Insight
Company
Full
Profile
Employment status confirmed by telephone
Guarantor
requirements at
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Credit
Search
Employment status confirmed in writing
County court judgement search
Bankruptcy search
Tenant default, fraud & theft data file search
Alias search
Current landlords/letting agents contacted by telephone
Current landlords/letting agents confirmed in writing
Nationwide address search
Company house - directorship searches
Profit & loss accounts analysed
GUARANTOR REQUIREMENTS
A guarantor can be anyone that a tenant puts forward. They would have to sign a guarantor
agreement and will be subject to a reference carried out either by Rentguard or one of our
approved referencing companies.
The following can be deciding factors to see if a guarantor can support the tenant's application:
• The guarantor must be confirmed as being a resident at the
address(es) they have provided.
Accounts contacted by phone (if self-employed)
N/A
Accounts confirmed in writing (if self-employed)
ID verification check
Existing credit data analysed
Company status
Other directorships located & analysed
Land Registry search
Supplier payment rating
• Their income must be verified to be sufficient to cover the tenant’s
rent (please see below for calculations).
• Home ownership is a plus – though not a necessity.
• If a guarantor is self-employed, they must prove to possess the
same requirements as indicated in the self employed applicants
section.
• Guarantors must be residing in the UK, must have a traceable UK
credit history and also have valid identification.
The following diagram shows salary levels and the maximum rent that can be afforded by a person, against their
guaranteed income (salary), for both the tenant and the guarantor. This guideline is designed to establish if the
applicant (both tenant and guarantor) is financially suitable to pay the rent and we advise the diagram be referred
to prior to submitting the completed application form for referencing,
Salary
Applicant
Guarantor
£10,000
£290pcm
£210pcm
£13,000
£370pcm
£270pcm
£17,000
£495pcm
£350pcm
An example of the above rent cover for the guarantor is:
If the guarantor earns £10,000 – they can cover the rent for a property worth £210
If the tenant earns £17,000 – they can afford a property worth £495
How you calculate the above:
Rent x 12 months x 100 divided by 35 = Salary (Tenant)
Rent x 12 months x 100 divided by 25 = Salary (Guarantor)
All the above are based on minimum requirements and calculations, please contact our team if the applicant's
circumstances are different or you are unsure if they meet the above requirements.
10
11
Protect your rental income with
Rent & Legal Protection Insurance.
Choose from this range:
• Legal Expenses Only Insurance
This is a comprehensive Legal Expenses product that will
cover the landlord's cost of any legal disputes between
themselves and their tenant(s).
Advisor costs covered up to £25,000 per claim.
This is a 12 month policy.
LEGAL EXPENSES & RENT GUARANTEE
INSURANCE
At Rentguard, we understand that even the best intentioned tenants sometimes fall on hard times, landlords
should therefore seriously consider protecting their income against unforeseen circumstances with Rent
Guarantee cover.
Available on both a six or twelve month basis, at extremely affordable rates, this product protects landlords
against any unwanted expenses occurring from their rental properties.
We pay out up to £2,500 a month in missed rental income, providing peace of mind.
Benefits include:
• Legal expenses up to £25,000per claim
• Policy matched to the specific property& tenancy agreement
• If the tenant(s) defaults, we pay monthly rent up to £2,500 (maximum of £15,000 per claim)
• Covers up to 5 tenants per policy
• Legal Expenses & Rent Guarantee (with excess) *
(6 Months)
Comprehensive Legal Expenses and Rent Guarantee
product covering the landlords costs for disputes between
themselves and their tenant(s). Rent guarantee insurance of
up to £15,000with a maximum of £2,500 per month.
Advisor costs covered up to £25,000per claim.
This is a 6 month policy.
• Legal Expenses & Rent Guarantee (with excess) *
(12 Months)
Comprehensive Legal Expenses and Rent Guarantee
product covering the landlords costs for disputes between
themselves and their tenant(s). Rent guarantee insurance of
up to £15,000with a maximum of £2,500 per month.
Advisor costs covered up to £25,000per claim.
This is a 12 month policy.
*Excess is 1 month's rent
• Legal Expenses & Rent Guarantee (no excess)
(6 Months)
Comprehensive Legal Expenses and Rent Guarantee
product covering the landlords costs for disputes between
themselves and their tenant(s). Rent guarantee insurance of
up to £15,000with a maximum of £2,500 per month.
Advisor costs covered up to £25,000 per claim.
This is a 6 month policy.
LEGAL EXPENSES ONLY
Our comprehensive legal expenses product covers against any legal expenses that may arise.
Legal Expenses up to £25,000per claim
For an instant quote, or for more information about Legal Expenses & Rent Guarantee cover, speak to one of our
friendly customer services team on 0800 783 1626.
Please note that tenant referencing is a requirement for both these services.
• Legal Expenses & Rent Guarantee (no excess)
(12 Months)
Comprehensive Legal Expenses and Rent Guarantee
product covering the landlords costs for disputes between
themselves and their tenant(s). Rent guarantee insurance of
up to £15,000with a maximum of £2,500 per month.
Advisor costs covered up to £25,000per claim.
This is a 12 month policy.
Tel: 0800 783 1626 Fax: 0208 586 1062
FANTASTIC OFFER!
Email: [email protected]
Get Tenant Referencing, Legal Expenses
& Rent Guarantee combined for big savings!
12
For more information please visit:
www.rentguardtenantref.co.uk
13
Application Reference: W600110
Report Date: 24/6/2013
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The
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783
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Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
Information
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This report
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at www.rentguardtenantref.co.uk/terms.
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Address
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Current
Lenders Recently
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Referencing
| accordance
Miners Way,
Lakesview
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Park, Canterbury,
Kent
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with
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Miners
Way,
Lakesview
Business
Park,
Canterbury,
Kent
CT3
4LQ
|
Tel:
0844
412
2020
Rent
Guarantee
Insurance Account Number: 27864468
Sort
Code:
309766
Direct Debit Capable: Yes
Faster Payments: Yes
This report is provided in accordance with our terms and conditions available at www.rentguardtenantref.co.uk/terms. All personal data is processed and stored in
Showsis suitable
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current
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Bankvisit
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please
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Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
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applicant
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validated.
account
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available at
www.rentguardtenantref.co.uk/terms.
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accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.
Rentguard Referencing | Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ | Tel: 0844 412 2020
This report
is provided
in accordanceAccount
with our terms
and conditions
available at www.rentguardtenantref.co.uk/terms.
data is Payments:
processed and stored
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Code:
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This section provides results of the reference and recommendations
Property:
Lower House, Military Road, Canterbury CT1 1AF
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8/7/2013
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24/6/2013
Report
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Dental
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birth
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Rent
amount:
CT1
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Lower
House,
Military
Road,
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£675
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previous
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Osc,
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CM1 1JS.
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Account
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Income verified
by:
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/01/01/1980
Pension
statements
Subject:
Date
of Birth:
Jonathan
ExampleNumber:
- Applicant
Mrwell?
Property
Yes 27864468
Reason
ending:
Relocation
of employment
Sort
Code:treated
309766
Account
Direct
Debit for
Capable:
Yes Reference
Faster
Payments:
Yes
Address
Information
Identity
Confirmed:
Yes between
Length
of
tenancy:
1 years 1 months
Monthly rent amount:
£500 split
2
Bank
Account
Bankruptcy
Data:
NoNo in rented accommodation.
Bankruptcy
Data:
This
applicant
is currently
living
Wevalidated.
the letting
agent,
Canterbury
Residential
Lettings
& Sales, 2
Bank
Account
The
bank
account
details
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applicant
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The bank
accountRent
is held
with LLOYDS
TSB BANK
PLC, Chelmsford
Property:
amount:
CT1have
1AFcontacted
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Military
Road,
Canterbury
Addresses
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Match
Level:The£675
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High
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,
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CT1
1AC
and
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tenancy
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applicant
been
Rent
payments
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Yes
Correct
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Yes
The
bank
account
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applicant
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been validated.
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bank account
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LLOYDS
TSB BANK
PLC, confirmed
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Legg
StAvenue,
Osc,
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1JS.
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the
name
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birth
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The
Canterbury,
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the
name
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date
of
birth
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Positive
The
bank
account
details
provided
byaddress
this
applicant
have
been validated.
The bank account is held with LLOYDS TSB BANK PLC, Chelmsford
at
the
current
address.
No
previous
has been
supplied
by
the
applicant.
Legg
StCrescent,
Osc,
1the
Legg
Street,
Chelmsford,
CM1
1JS.
Bank
Account
confirm
that
applicant's
date
of
birth
is
correct.
A
summary
of
this
information
is
shown
below.
Rentguard
Referencing
|
Miners
Way,
Lakesview
Business
Park,
Canterbury,
Kent
CT3
4LQ
|
Tel:
0844
412
2020
2
The
Canterbury,
Kent
CT1
1AE
Individual
Electoral
Roll
Credit
Check
Results
confirm
that
thewell?
applicant's
date of birth
correct. A summary of this Reason
information
is shown below.
Property
treated
Yes
for ending:
Relocation of employment
Legg
St Osc,
1 Legg
Street, Chelmsford,
CM1is1JS.
This report
provided
in accordance
with
termsaccommodation.
and1conditions
available
www.rentguardtenantref.co.uk/terms.
All
personal data
is processed
and
stored
in Sales, 2
This
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personal
data
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the
name
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bankruptcy
or
insolvency
records
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been
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Code:
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and
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W This section containsmthe details
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w
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This section provides a breakdown of the reference results and recommends further action
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accordance with the Data Protection Act and our Privacy Policy. Please keep this report safe and do not keep it for longer than is necessary for its intended purpose.
M
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15
INSURANCE PRODUCTS & SERVICES
Tenants Contents Insurance
Rentguard also provides a range of insurance products and services to the Residential and Commercial
Lettings Market, backed up by first class administration and technical support facilities.
Covers loss and damage to possessions as a result of fire, smoke, storm,
flooding and much more.
We provide contents insurance for tenants living in houses, flats and shared
accommodation of all sizes across the UK.
Our policies also include accidental damage to Landlord's fixtures and fittings.
What can we do for you?
You pass on the enquiry and we will do the rest.
We will follow up all introductions, offer insurance advice and assessment, provide the quotes, and
manage the administration and sales process. This allows you to earn commission from your existing
relationships with home owners, tenants, residential landlords and commercial property owners.
How we do it
Proposal forms – Product information and insurance application forms for landlords and tenants. We
will provide a free supply to get you started.
Owner Occupier Insurance
Full cover for your home and its
contents at highly competitive rates.
Fully branded or co-branded versions of our online quotation facility containing your unique tag can be
integrated within your website allowing your customers to quote & buy online.
Underwritten by leading UK
insurers, legal liability to the public
of £2,000,000 covered as standard.
Lead Generation – You can provide us with contact details of customers and clients for us to call and
discuss insurance requirements on a case by case or “across the board” basis.
Cover available with or without
contents.
Whether expanding your portfolio of opportunity or offering insurance services for the first time, get in
touch on 020 8587 1060 to discuss your individual requirements and to request a marketing pack.
Building & Contents Insurance for Landlords
We provide insurance to the private rented sector for virtually any type
of let, including flat-shares and bed-sits.
Loss of rents is covered up to 30% of the building sum insured.
Up to 30 days of unoccupancy allowed.
Policy excess from as low as £100 for buildings and £50 for contents.
Legal Expenses & Rent
Guarantee for Landlords
Provides landlords with cover
against defaulting tenants
and unwanted legal expenses
(see pages 12 & 13 for more
details).
Commercial Property Insurance
Whether you are looking to protect an individual
commercial property or a complete portfolio, we provide
comprehensive cover for a wide range of commercial
properties, including offices, restaurants, hairdressers,
dental surgeries and many more.
For more info, visit
the Products &
Services section at:
16
tgua .co.u
rd
k
r
en
17
SUPPORTING YOU AND YOUR BRAND
We provide a range of promotional material to help you to inform your clients and customers about Tenant
Referencing and distinguish yourself from your competitors in the market.
The following promotional material options are available for Letting Agents:
FOR COMPLETE
PEACE OF MIND
GET YOUR
TENANTS
REFERENCED
HERE!
GET YOUR
TENANTS
FULLY
REFERENCED
Full Profile
24 - 48 hour turn around
We treat every case with due diligence and pride
Window cards/posters
These will let your customers know that
you provide a tenant referencing service.
Available in A3 & A4 size
“Helping you to
secure the best tenants
every time.”
Window stickers
FULL REFERENCES TAKEN AND
WRITTEN CONFIRMATION PROVIDED
FROM AS LITTLE AS £19.50! (+VAT)
Instant online
credit check
ourselves on our exceptionally low fail rate -
‘Insight’
within 4 working hours
enquire inside.
Attract your customers attention at a glance and
let them know that you provide a range of tenant
referencing options in-house.
Available in A6 size
REFERENCE
YOUR
TENANT
HERE
ASK INSIDE FOR MORE INFORMATION
Fast and reliable referencing
RENTGUARD
REFERENCING
Tenant referencing website
A user-friendly system developed to register and
carry out instant credit checks as well as receive
completed electronic reports.
It also provides up to date in-depth information about
tenant referencing, downloads of all necessary forms
and step by step online referencing guides.
Access at www.rentguardtenanref.co.uk
18
19
FOR ALL
YOUR TENANT
REFERENCING
AND INSURANCE
NEEDS
rentguardtenantref.co.uk
0844 412 2020
RGA Referencing Ltd | 29-30 Miners Way, Lakesview Business Park, Canterbury, Kent CT3 4LQ
Tel: 0844 4122 020 | Web: www.rentguardtenantref.co.uk
Rentguard is a trading style of RGA Underwriting Limited, registered in England and Wales under number 4302819 and authorised
and regulated by the Financial Conduct Authority
Oct 2013
All information is correct at time of print, but may be subject to change.