Why Voya IUL-Protector NY? Because it’s Competitive. Key Highlights •

Why Voya IUL-Protector NY?
Because it’s Competitive.
Voya Indexed Universal Life – Protector NY – Issued by ReliaStar Life Insurance Company of New York
Key Highlights
• Lower fixed-expense structure
• Multiple Guarantees
• 0% Indexed Strategy guaranteed
minimum interest rate
• 2% policy guarantee upon
surrender or death
• 2% Fixed Strategy guaranteed
minimum interest rate
• 12% Index Cap provides opportunity
for greater returns
… Competitive even when minimally funded
Male Age 55, Best Risk Class, $750,000 Level Death Benefit, 6% Interest (100% elected to the Indexed Strategy), Death Benefit solve
to age 100
Wow! Cash value is over
100% of premiums paid.
Annual Premium1
Year 20 Cash Values
Cash Value as a
Percentage of
Premiums Paid
Target Premium
Rolling Target?
Voya
IUL-Protector NY
8,840
188,489
107%
10,927
No
Prudential
Index Advantage UL
10,740
212,222
99%
10,343
No
United States Life (AG)
Elite Index
7,242
135,464
94%
11,550
No
AXA
BrightLifeSM Protect2
7,563
130,765
86%
10,312
No
Values as of 2/28/14 and are subject to change.
1
Premiums are rounded to the nearest dollar.
2
Maximum illustrated rate of 5.54% was used.
For agent use only. Not for public distribution.
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So get competitive with Voya IUL-Protector NY

Call: 866-464-7355

Click: Voya™ for Professionals at voyaprofessionals.com
Voya IUL-Protector NY is a flexible premium adjustable universal life insurance policy that offers a death benefit to the beneficiaries of the policy and may be purchased to
meet your client’s life insurance needs. While the policy cash values may be determined by reference to an index-linked crediting strategy, such cash values support the
death benefit offered under the policy. This policy is not a variable contract or investment contract.
Voya IUL-Protector NY, policy form series #3007-07/13, only available in New York, has an equity indexed feature and is issued by ReliaStar Life Insurance Company of New York
(Woodbury, NY), a member of the Voya™ family of companies. Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted and its products issued.
The Index Cap and Index Participation Rate are subject to change for new Index Blocks. All guarantees are based on the financial strength and claims paying ability of ReliaStar Life
Insurance Company of New York who is solely responsible for the obligations under its own policies.
The data shown is taken from company illustrations. Products shown are The United States Life Insurance Company in the City of New York Elite Index®, form 08326N; AXA Equitable
Life Insurance Co. (AXA Equitable) NY, BrightLife Protect, Series 155, form 12-100; PruCo Life Insurance Company of New Jersey PruLife® Index Advantage UL, form IUL-2011. State
variations may apply. Products actual features and benefits, expenses, loads and charges, may vary from company to company and will impact the values shown. Products are not
identical, and the product’s specific features and the client’s use of those features will impact long term policy performance.
Not FDIC/NCUA Insured | Not A Deposit Of A Bank | Not Bank Guaranteed | May Lose Value | Not Insured By Any Federal Government Agency
For agent use only. Not for public distribution. ©2014 Voya Services Company. All rights reserved. CN0103-14656-0116
169009 09/01/2014
Voya.com
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