AXA MPF your preferred partner for MPF planning AXA 強積金 您的首選強積金策劃夥伴

mandatory provident fund
強制性公積金
AXA MPF
your preferred partner for MPF planning
AXA 強 積 金
您 的 首 選 強積金策劃夥伴
Important Information
1.
The AXA Guaranteed Fund of AXA MPF - Smart Plan (the “Plan”) invests
solely in a single approved pooled investment fund in the form of an
insurance policy issued by AXA China Region Insurance Company (Bermuda)
Limited (Sponsor). The guarantee of the AXA Guaranteed Fund Policy, in
which the AXA Guaranteed Fund of the Plan invests, is given by the Sponsor.
Your investments in this fund, if any, are therefore subject to the credit risks
of the Sponsor. The guarantee applies in specified circumstances only.
Please refer to Section 5.1 (6) of the relevant offering document for details
of the credit risk, guarantee features and guarantee conditions. Upon
realisation of units in this fund other than under the guarantee conditions,
the proceeds of realisation are subject to a reduction by the Sponsor of a
certain percentage of the member’s account balance (or the relevant part of
the account balance). The rate of reduction is determined by the Sponsor at
its sole discretion and can be changed by the Sponsor at any time. The
current maximum rate of reduction is 5%. Subject to the approval of the
Mandatory Provident Fund Schemes Authority, the maximum rate may
be increased.
2.
The AXA MPF Conservative Fund in the Plan does not guarantee the
repayment of capital.
3.
You should consider your own risk tolerance level and financial
circumstances before making any investment choices. When, in your
selection of funds, you are in doubt as to whether a certain fund is suitable
for you (including whether it is consistent with your investment objectives),
you should seek financial and/or professional advice and choose the fund(s)
most suitable for you taking into account your circumstances.
Please be reminded that in the event that you do not make any investment
choices or if you submit an investment mandate which is invalid in the
circumstances set out in the relevant scheme enrolment form, your
contributions made and/or benefits transferred into AXA MPF – Smart Plan
will be invested into the AXA MPF Conservative Fund in accordance with the
default fund arrangement as stated in Section 6.5 of the relevant offering
document, and such fund may not necessarily be suitable for you.
4.
5.
6.
Fees and charges of a MPF conservative fund can be deducted from either:
(i) the assets of the fund;; or (ii) members’ account by way of unit deduction.
The AXA MPF Conservative Fund uses method (i) and, therefore, unit
prices/NAV/fund performance quoted have incorporated the impact of fees
and charges.
You should not invest based on this document alone and should read the
relevant offering document for further details including product features,
fees and charges and risk factors.
重要資料
1.
AXA強積金 ﹣明智之選(「本計劃」)的AXA保證基金只投資於由安盛
保險(百慕達)有限公司(「保薦人」)提供以保單形式成立的單一核准
匯集投資基金。本計劃的AXA保證基金所投資的AXA保證基金保單之
保證由保薦人提供。因此,您於此基金的投資(如有)會受保薦人的信
用風險所影響。此項保證只適用於特定情況。有關信用風險、保證特
點及保證條件的詳情,請參閱有關說明書的5.1(6)部份。在保證條件
以外的情況變現此基金的單位時,變現該等單位的收益將會受制於保
薦人的扣減。此扣減將相等於會員的賬戶結餘(或賬戶結餘之有關部
份)之若干百分比。扣減比率由保薦人全權決定並可隨時更改。現時
扣減比率最高為5%,而此最高比率經強制性公積金計劃管理局批准
可定為更高之百分比。
2.
本計劃的AXA強積金保守基金的回報並非本金保證。
3.
您在作出投資選擇前,必須衡量個人可承受風險的程度及您的財政狀
況。在揀選基金時,如您就某一項基金是否適合您(包括是否符合您
的投資目標)而有任何疑問,請徵詢財務及/或專業人士的意見,並因
應您的個人狀況而選擇最適合您的基金。
4.
請緊記若您沒有選擇任何投資分佈或若您提交的投資授權書在有關會
員申請表內所列的情況下被視為無效,您所作出的供款及/或轉移入
AXA強積金 – 明智之選的累算權益將根據會員申請表及有關說明書第
6.5節所指的預設基金安排,投資於AXA強積金保守基金,而此基金並
不一定適合您。
5.
強積金保守基金的收費及費用可(一)透過扣除基金的資產收取;或(二)
透過扣除會員賬戶中的單位收取。AXA強積金保守基金採用方式(一)收
費,故所列之單位價格/資產凈值/基金表現已反映收費及費用之影響。
6.
您不應單獨依靠本刊物而作出投資,並應細閱有關說明書以獲取進一
步資料,包括產品特徵,收費及風險因素。
Investment involves risk. Past performance information presented is not
indicative of future performance. Please refer to the offering document of
AXA MPF - Smart Plan for further details including product features, fees and
charges and risk factors.
投資涉及風險。過往業績數據並非未來業績的指標。請參閱AXA強積金 明智之選說明書以獲取進一步資料,包括產品特徵,收費及風險因素。
AXA MPF – Smart Plan
AXA 強積金 – 明智之選
190+
years 年
25
years
年
5
choices
solid global foundation backing your investments
(The AXA Group was established in France in 1817)
環球實力穩如磐石
(安盛集團於1817年在法國成立)
experience in managing retirement schemes in Hong Kong
管理香港退休計劃 經驗豐富
well-known fund managers looking after your investments
知名基金經理 打點您的投資事宜
選擇
RCM
Asia Pacific
Limited
JF Asset
Management
Limited
Franklin Templeton
Investments
(Asia) Limited
FIL Investment
Management
(Hong Kong) Limited
AXA Investment
Managers
Asia Limited
JF 資產管理
有限公司
富蘭克林鄧普頓
投資(亞洲)有限公司
富達基金
(香港)有限公司
安盛投資管理
亞洲有限公司
12
choices
constituent funds that suit your risk appetites
多項成分基金選擇 切合您的風險意向
選擇
4
choices
選擇
Asia Pacific-based constituent funds*
to supplement our global strategy
亞太區為本的成分基金*
與我們的環球策略相輔相成
Equity Funds
股票基金
Mixed Assets Funds
混合資產基金
AXA – RCM Hong Kong Fund
AXA – RCM香港基金
AXA – Fidelity Global Equity Fund
AXA – 富達環球股票基金
AXA – JPMorgan Greater China Equity Fund
AXA – 摩根大中華股票基金
AXA – Fidelity Asia Pacific Equity Fund
AXA – 富達亞太股票基金
AXA Growth Fund
AXA 增長基金
AXA Stable Fund
AXA 平穩基金
AXA Balanced Fund
AXA 均衡基金
Bond Funds
債券基金
AXA – Templeton Global Bond Fund
AXA – 鄧普頓環球債券基金
AXA – JPMorgan Asian Bond Fund
AXA – 摩根亞洲債券基金
Money Market Funds
貨幣市場基金
AXA Cash Fund
AXA 流動基金
AXA MPF Conservative Fund
AXA 強積金保守基金
Guaranteed Funds
保證基金
AXA Guaranteed Fund
AXA 保證基金
* Constituent funds (not including "Money Market Funds", i.e. AXA Cash Fund and AXA MPF Conservative Fund) with over 80% of their assets
allocated in Asia Pacific countries (as of 30 Sept 2012) are classified as Asia Pacific-based constituent funds. Asia Pacific-based constituent funds
include AXA - RCM Hong Kong Fund, AXA - JPMorgan Greater China Equity Fund, AXA - JPMorgan Asian Bond Fund and AXA - Fidelity Asia Pacific
Equity Fund. For details, please refer to the offering document of AXA MPF - Smart Plan.
* 被列為以亞太區為本的成分基金是指超過八成的資產分佈於亞太區國家(截至2012年9月30日)的成分基金(不包括「貨幣市場基金」,即AXA流動
基金及AXA強積金保守基金)。亞太區為本的成分基金包括AXA – RCM香港基金、AXA – 摩根大中華股票基金、AXA – 摩根亞洲債券基金及AXA – 富
達亞太股票基金。有關詳情,請參閱AXA強積金 - 明智之選說明書。
5
ways
easy access to your AXA MPF total solution
方便簡易 直達您的全方位AXA強積金方案
途徑
Online
網上
www.axa.com.hk
Email
電郵
customer.ser [email protected]
Smart Phone App
智能手機應用程式
[email protected]
Hotline
熱線
2802 2812
Customer Service Centres
客戶服務中心
‡ Room 1601, 16/F, Tower 1, Times Square, 1 Matheson Street, Causeway Bay, Hong Kong
香港銅鑼灣勿地臣街1號時代廣場1座16樓1601室
‡
Suite 2101, 21/F, Tower 3, China Hong Kong City, 33 Canton Road, Tsim Sha Tsui, Kowloon
九龍尖沙咀廣東道33號中港城第3座21樓2101室
AXA MPF
your preferred partner for MPF planning
LMKG 489-1309
AXA 強積金
您 的首選強積金策劃夥伴
Issued by AXA China Region Insurance Company (Bermuda) Limited
由安盛保險(百慕達)有限公司刊發
(Not for use in Mainland China)
(不適合於中國大陸境內使用)
September 2013
2013年9月
If you do not wish to receive promotional or direct marketing materials from AXA, please inform Data Privacy Officer,
AXA China Region Insurance Company (Bermuda) Limited, Gloucester Road P.O. Box 28148, Wan Chai, Hong Kong.
AXA shall, without charge to you, ensure that you are not included in future direct marketing activities.
如閣下不願意接收AXA安盛的宣傳或直接促銷材料,敬請聯絡香港灣仔告士打道郵政信箱28148號安盛保險
(百慕達) 有限公司個人資料保護主任。AXA安盛會在不收取任何費用的情況下確保不會將閣下納入日後的直
接促銷活動中。