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HOW TO READ YOUR
A N N U A L S TAT E M E N T
Your Annual Statement provides an overview of
your account activity for the previous year, in a
single place. This tool is designed to help you
make more informed decisions about your
account, while helping you effectively manage your
investments. Some of the easy-to-read information
you’ll find in your Annual Statement includes:
> A year-end summary that includes your
Portfolio Allocation
A G u i d e t o Yo u r
Annual Statement
> Overview of cash management activity
including checking and debit card transactions,
when applicable
> Realized and Unrealized Gain/Loss information
at summary and lot level. For retirement
accounts, Closed and Open lot Gain/Loss
information will be displayed in place of
Realized and Unrealized Gain/Loss
> Account Profile, including confirmation of your
proceeds for investments, dividends, retirement
information, periodic investment plans, and
National Financial Services LLC, Member NYSE, SIPC
systematic withdrawal plans
COLORS: 3/3
PMS 5415, Black, varnish
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3.NF-ANN-03-0106
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422330
JOHN DOE
JANE DOE
102 SUMMER STREET
BOSTON, MA 02109
1
Your Investment Consultant is:
BILL SMITH
RR 123
[email protected]
Q
B
Annual Statement as of 12/31/yy
For questions or up-to-date account information:
123 456 7890
Local
In-State
123 456 7890
National
123 456 7890
WWW.QB.COM
FOR YOUR
INFORMATION
As of 01/01/YY
Our comprehensive statement gives you
the convenience of having
all of your investment
activity in one place. It
will help you
understand your
financial picture
when working with
us to plan your financial
future.
4
LEGEND
) Numbers in parenthesis
are debits or subtractions
NFS National Financial Services LLC
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031231 430 081000005
Equities
Fixed Income
Assets Held Away
ACCOUNT SUMMARY
Beginning Portfolio Value on 01/01/yy
Net Trading
Net Core Fund Activity
Net Unpriced Additions and Withdrawals
Net Additions and Withdrawals
Net Income and Expenses
Net Miscellaneous Activity
Change in Investment Value
Net Adjustments for Non-Cash Activities
$292,123.00
($36,805.00)
$0.00
$3,107.69
$33,716.41
$3,345.17
$0.00
$126,737.28
$0.00
ENDING PORTFOLIO VALUE ON 12/31/yy
$422,224.55
5
12/31/YY
100.00%
0.00%
0.00%
62.53%
24.95%
12.52%
Date
INCOME SUMMARY
01/16/yy
01/16/yy
02/10/yy
02/13/yy
03/14/yy
03/14/yy
04/08/yy
04/16/yy
04/18/yy
04/18/yy
05/18/yy
05/30/yy
06/09/yy
06/05/yy
07/04/yy
07/04/yy
08/10/yy
08/05/yy
09/08/yy
09/10/yy
09/05/yy
12/31/YY
Taxable Dividends
$2,670.10
NET TAXABLE INCOME
Muni Tax-Exempt Income
$2,670.10
$1,000.00
NET NON-TAXABLE INCOME
$1,000.00
Payee Detail
1171
1185
1186
1188
1189
1190
1191
1193
1194
1195
1363
1364
1365
1366
1367
1368
1369
1370
1371
1373
1374
JIM SMITH CONSTRUCTION
MAGGIE JONES
REAL PHOTO
AT&T
CHUBB
AT&T BROADBAND
MA POWER
THE MAIN SCHOOL
MICHAEL CONSTRUCT
JERRY JOE
ABC REAL ESTATE
SOUTH CONSTRUCTION
GARDENER AT LARGE
MERCEDES BENZ
AT&T
MA POWER
COMCAST
SOUTH BANK
CHUBB
JEREMIAH SMITH
JERRY JONES
Expense
Code
Amount
($75,000.00)
($70.00)
($123.05)
($44.37)
($306.38)
($138.00)
($139.47)
($75.00)
($368.41)
($55.00)
($65,000.00)
($10,007.66)
($391.04)
($730.85)
($44.33)
($421.13)
($137.33)
($981.66)
($83.47)
($400.00)
($55.00)
General Account Information
Easily find your account number for placing orders
or making inquiries. Also readily available is contact
information for your investment representative,
including address and phone number(s).
Account Summary
View a summary of your portfolio’s value for the
statement year, including account activity and change
in investment value.
5
Income Summary
A summary of your income and interest, based
on positions held in your account during the year.
6
YEAR-END SUMMARY
This section provides a summary perspective of
your account from January 1 to December 31 of
the statement year.
12
Realized Gain (Loss) in this section may differ from the Realized Gain (Loss) on your monthly/quarterly statements due to trade adjustments and/or reclassifications
that are determined after the calendar year end. The revised figure(s), if applicable, are updated here and in the Supplemental Information section of your tax-reporting
statements.
AMDOCS LIMITED NFS IS A
SPECIALIST IN THIS SECURITY ISIN
#GB0022569080 SEDOL #2256908
Date of
Sale
Date
Acquired
Symbol/
Cusip
Sales Price/
Share
Quantity
Proceeds
Cost
Basis
01/24/yy 0
11/27/yy
DOX
$13.17
1,000
$13,169.60
$11,730.00 0 0
18,000
$83,006.43
Total Equities
8
$117,731.26
9
The information provided is
a summary of your Account
Profile based on information
provided to NFS by your broker/dealer. This information
verifies your account features
as of the date the statement
was prepared. If you have any
questions, please contact your
representative.
$1,439.60
Q
B
Quality Brokers, Inc.
ACCOUNT PROFILE
PROCEEDS
Proceeds from the sale(s) in your account will be invested in your core money market.
DIVIDENDS
All or some of the dividends from your account are reinvested.
Note: If you have position-level dividend elections, please review those with your representative.
INTERESTED PARTIES INFORMATION
Copies of this statement have been sent to:
CAPITAL MARKETS
ABC INVESTMENTS
ATTN: COMPLIANCE DEPT
3333 MAIN ST
ANYTOWN, MA 02444
Realized Holding
Gain (Loss) Period
ST
($34,724.83)*
10
MESSAGES
11
FOOTNOTES AND COST BASIS INFORMATION
UNREALIZED GAIN (LOSS) LOT DETAIL YEAR ENDING YYYY
NFS determines the appropriate cost basis method for calculating gain and loss based on positions held at the time of sale. For open-end mutual funds, NFS determines
cost basis using the average cost-single category (ACSC) method unless otherwise instructed. For all other securities, NFS determines cost basis using the first-in, firstout (FIFO) method if NFS does not receive appropriate specific share instructions. NFS determines cost basis using the specific share identification method if NFS
receives appropriate specific share instructions; however, such cost basis information may not correspond to a customer’s cost basis information records if a customer
used the specific share identification method prior to the time that such method tracking was made available by NFS. Cost basis, associated gain and loss, and holding
period information reported may not reflect all adjustments necessary for tax reporting purposes. Cost basis information for debt securities has not been adjusted for
amortization or accretion.
You can monitor your account online through our web site 24/7. Your monthly and quarterly statements and tax documents are available at the click of a mouse. If you do not yet have a
login ID, please call your designated representative at 1-800-123-4567. For questions about your account, contact your representative or our dedicated Customer Service Department at
1-800-888-8888.
Cost basis and gain/loss information is included for your convenience and is based on information you provided or that is otherwise known to NFS, at the time the statement is issued. The information may not reflect all adjustments or reportable transactions that are required for tax purposes and may not be accurate for reporting purposes. It is not a substitute for your own tax records. If
you have any questions about your specific tax situation, please consult your tax advisor. Cost basis information is not adjusted for investments in Master Limited Partnerships (MLPs). In order to
calculate basis for MLPs, you will need supplemental information from the partnership related to the income and distributions during the period you held your investment.
ST - Short-term (Held twelve months or less). LT - Long-Term (Held more than twelve months).
Equities
Description
Account
Type
Date
Acquired
Symbol/
Cusip
Price on
12/31/yy
Quantity
Market
Value
Cost Basis/
Proceeds
AMERICAN EXPRESS CO
MARGIN
09/19/yy
APX
$56.55
1,300
$73,510.76
Unknown
MARGIN
RESSTK
Position Total
09/19/yy
01/08/yy
C
$45.51
2,502
83
2,585
$113,866.02
$3,777.33
$117,643.35
Unknown
CITIGROUP INC
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031231 430 081000005
4
and activity as described below.
REALIZED GAIN (LOSS) LOT DETAIL - YEAR ENDING YYYY
Description
C
*This may not reflect all of your Realized gains/losses because of incomplete Cost Basis information.
Unrealized Holding
Gain (Loss) Period
Unkown
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031231 430 081000005
Account carried with National Financial Services LLC, Member NYSE, SIPC
Account carried with National Financial Services LLC, Member NYSE, SIPC
provide different views of the account’s portfolio value
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8
DETAIL
This section gives you detailed account activity
on checking and debit card activity for the year,
if applicable.
9
Portfolio Allocation
See a comparison of your portfolio’s asset allocation
percentages from the beginning to the end of the
statement year.
Account carried with National Financial Services LLC, Member NYSE, SIPC
Realized Gain (Loss) Lot Detail
Provides year-to-date lot level gain/loss information
for transactions where cost basis information is complete. For retirement accounts, this section is labeled
Closed Lot Gain (Loss) Detail.
10
Messages
Read important messages from your investment firm,
which may include information on regulatory issues,
changes to your account, and new investment products.
11
Footnotes and Cost Basis Information
Find explanations of important abbreviations used
throughout the statement and information related to
cost basis and gain/loss data. For retirement accounts,
this section is labeled Footnotes and Cost information.
12
Alerts
Notification of specific events occurring in your
account that may require further action.
Unrealized Gain (Loss) Lot Detail
Provides year-to-date lot level unrealized gain/loss
information on transactions where cost basis
information is complete. For retirement accounts
this section is labeled Open Lot Gain (Loss) Detail.
Account Profile
Review special features in your account, such as
details on where proceeds are sent for investments
and dividends, retirement information, periodic
investment plans, and systematic withdrawal plans.
Your Annual Statement is customized to include information
relevant to your account — so it may not include all the sections
described here. Contact your investment representative if you
have any questions.
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Check Number
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031231 430 081000005
sections: Year-End Summary and Detail. Both sections
Annual Statement as of 12/31/yy
This report is not a replacement for the Schedule D (Form 1040), which Federal tax law requires be completed and submitted when you file your tax return. NFS
determines the appropriate cost basis method for calculating gain and loss based on positions held at the time of sale. For open-end mutual funds, NFS determines cost
basis using the average cost-single category (ACSC) method unless otherwise instructed. For all other securities, NFS determines cost basis using the first-in, first-out
(FIFO) method if NFS does not receive appropriate specific share instructions. NFS determines cost basis using the specific share identification method if NFS receives
appropriate specific share instructions; however, such cost basis information may not correspond to a customer’s cost basis information records if a customer used the
specific share identification method prior to the time that such method tracking was made available by NFS. Cost basis, associated gain and loss, and holding period
information reported may not reflect all adjustments necessary for tax reporting purposes. Cost basis information for debt securities has not been adjusted for amortization or accretion.
The Change in Investment Value is the appreciation or depreciation of your holdings due to price
changes, net of any activity, earned income or expenses in your account, as described above.
This statement is not a replacement for your tax forms and may not reflect all adjustments
necessary for tax reporting purposes. Refer to your IRS tax forms [including your Form(s) 1099
and Form(s) 5498], which will be mailed to you under separate cover.
Account Number:
Account Name:
Quality Brokers, Inc.
Equities
Checking Activity (Account Number 12345670)
Allocations for equities, fixed income, and other categories
may include mutual funds and may be net of short positions.
NFS has made assumptions concerning how certain mutual
funds are allocated. Closed-end mutual funds listed on an
exchange may be included in the equity allocation. The chart
may not reflect your actual portfolio allocation. Consult
your broker/dealer prior to making investment decisions.
Annual Statements are comprised of two overall
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NFS determines the appropriate cost basis method for calculating gain and loss based on positions held at the time of sale. For open-end mutual funds, NFS determines
cost basis using the average cost-single category (ACSC) method unless otherwise instructed. For all other securities, NFS determines cost basis using the first-in, firstout (FIFO) method if NFS does not receive appropriate specific share instructions. NFS determines cost basis using the specific share identification method if NFS
receives appropriate specific share instructions; however, such cost basis information may not correspond to a customer’s cost basis information records if a customer
used the specific share identification method prior to the time that such method tracking was made available by NFS. Cost basis, associated gain and loss, and holding
period information reported may not reflect all adjustments necessary for tax reporting purposes. Cost basis information for debt securities has not been adjusted for
amortization or accretion.
Account carried with National Financial Services LLC, Member NYSE, SIPC
1
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ACCOUNT ACTIVITY
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(
As of 12/31/YY
Annual Statement as of 12/31/yy
ADDITIONS AND WITHDRAWALS
01/01/YY
Q
B
Account Number:
Account Name:
Quality Brokers, Inc.
6 DETAIL
Annual Statement Year Ending YYYY
2 YEAR END SUMMARY
PORTFOLIO ALLOCATION
3
Q
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Account Number:
Account Name:
Quality Brokers, Inc.
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Account Number: ABC-123456
0991029 0200 06300001
Quality Brokers, Inc.
123 Main Street
Anywhere, MA 10101
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