HOW TO APPLY FOR A SMALL BUSINESS LOAN THROUGH ZIMELE WHAT IS ZIMELE? Zimele is an initiative started by Anglo American in 1989 to assist historically disadvantaged South Africans to own and run their businesses. Zimele provides more than just loans and also teaches business owners and entrepreneurs essential business skills to ensure that their businesses will run successfully. 5 SIMPLE STEPS ON HOW TO APPLY FOR FUNDING STEP 1 STEP 2 Compile a business plan Present the business plan to your local Zimele hub manager or fund representative STEP 3 STEP 4 STEP 5 The Hub Manager will assist you in completing an application form A Zimele Investment Committee will evaluate your application form to determine whether the business meets the requirements If the business meets the requirements, Zimele will provide you with the funding and the support to put your plan into action Cove image: Joseph Kente established Vukani Musa Construction with the help of Anglo American’s Zimele Hub in Kathu. Here he is at a school his company built. ABOUT ZIMELE Zimele consists of four funds, each one providing funding and support to different types of businesses.The table below explains what you need to know about the funds. If you have a business idea that matches the description of any one of the funds, please contact the person whose name appears in the right-hand column of the table. This contact person will help you with any information you might need. NAME OF FUND WHAT IT IS WHO SHOULD APPLY COMMUNITY FUND Managed through a network of small business hubs around the country and provides funding, training and skills development for business owners. The small business must operate within a 50km radius from an Anglo American operation, a labour-sending area or a small business hub* and must be at least 26% owned by a historically disadvantaged South African (HDSA). ANGLO AMERICAN KHULA MINING FUND A joint initiative between Anglo American’s South African operations and Khula Enterprise Finance Limited, which is owned by government and promotes small business development. Black-empowered mining companies looking to start or grow. SUPPLY CHAIN FUND Helps the procurement departments at Anglo American’s operations to find small businesses that can supply products or services. Black-empowered small or medium-sized businesses. GREEN FUND Targets investment opportunities that mitigate carbon, reduce energy and water consumption, and improve waste and emissions management. Businesses that present opportunities to reduce the use of energy and water consumption, and improve the management of waste and emissions. FINANCIAL AND OTHER SUPPORT GIVEN APPLICATION PROCEDURE CONTACT DETAILS • Finance of up to R1 million. • Zimele representatives at the small business hub will assist with the business plan and provide training on how to run a successful business. Applications can be handed in at the nearest small business hub and should include a business plan and all the documents needed by Zimele. Louwrens de Jager Tel: +27 11 638 2749 Email: [email protected] • Finance of up to R40 million. • Technical support during high-risk exploration and pre-feasibility stages. Applications must include an investment proposal, a formal business plan and a thorough due diligence report conducted by an independent and suitably qualified consultant. Visit www.angloamerican.co.za for further details. Lia Vangelatos Tel: +27 11 638 5425 Email: [email protected] Visit www.angloamerican.co.za for further details. • Finance of up to R5 million. • Direct support, business guidance and skills transfer. • Business opportunities from within the supply chain. Applications must include an investment proposal and a formal business plan. Applicants will be asked to explain how the business will succeed to Zimele’s New Projects Committee. Peter Mothudi Tel: +27 11 638 5520 Email: [email protected] Visit www.angloamerican.co.za for further details. • Funding of up to R10 million. Applications must include an investment proposal and a formal business plan. Applicants will be asked to explain how the business will succeed to Zimele’s New Projects Committee Teresa McNeill Tel: +27 11 638 4178 Email: [email protected] Kenny’s Driving School in Rustenburg received funding from Anglo American’s Community Fund. TIPS TO CONSIDER WHEN COMPILING A BUSINESS PLAN The first thing to do if you would like to start a business is to think through all the details of the business and to compile a business plan. Some of the basic questions that need to be answered in the business plan are: TIP 1 TIP 2 TIP 3 What type of business would you like to start? How will the day-to-day running of the business work? Include all the background documents that will prove to the hub or fund managers that your business could succeed. A BASIC OUTLINE OF WHAT YOUR BUSINESS PLAN NEEDS TO INCLUDE 1. Introduce the business. Include some background information on your business. This background should tell us what your business is about, what industry or sector it forms part of, and what product or service it will offer. We would also like to know how you developed the idea for the business and who the shareholders will be. • What raw materials you need. • How you will produce your product and deliver it to your customers and how much will you produce. • How you will make sure your equipment is kept in a good condition. • How much stock you need to meet your customers’ needs. 2. The market you will serve is important for us to know about. (The word “market” means the kind and amount of customers who will be interested in buying your products or services.) Information about your market should include: • What your target market is, what their needs and wants are and other businesses already successfully supplying this market. • What size the market is and the demand for your product or service. • Is there a demand for these products or services. • If you will be involved in imports or exports. • If there are any signs from the past and the present that show that your market could grow in the future. • What the prices and quality of your services or products are. • Marketing and communication: How you will let your market know about your business and get people interested in buying from you. • How have you studied your market and know what its needs are. 5. As far as the people who manage and work in your business are concerned, we need to see: • A diagram (called an “organogram”) to show the different job positions in your business and how they relate to one another. • A brief description of the most important managers. • People and skills needed and tasks people will perform. • The training that will be needed to develop your employees. • The salaries that employees will earn and any bonuses. 3. Tell us in your plan about the opportunities that exist for your business. • Where you would like to see your business in five to ten years. • What do you want to achieve and how you will achieve it. • What are the strengths and threats of your business. • What the threats are that could lead to your business failing. • If you have any networks (groups of people you know) that could help your business succeed. You should also tell us in your business plan about any legal agreements and insurance policies that your business will need. 4. There are also some practical things we need to know about running your business: • Where you will run your business from. 6. Your business will need strong financial systems in place, so tell us as much as you can about your business finances: • All relevant documents about the finances of your business from the past three years (if your business already exists). • How you expect your financial statements to look for the next three years and why. • What the financial requirements of your business are. • Accounting policies for your business. Ensure that you gather all the necessary documentation that you need to submit with your business plan: • Proof of residence, this is either a recent utility bill (water, rates, electricity, etc) that has been sent to your address or you will need a letter from the person you are living with, stating that you do live with him/her with a copy of their identification document and one of their utility bills. • A copy of your identity document • Three months’ bank statements • Tax certificate CONTACT 0860 ZIMELE (946353) +27 11 638 2725 (Corporate Communications and Branding) Visit www.angloamerican.co.za Zimele Hub Visit a small business hub [email protected] Speak directly to the contact person for each fund listed All figures quoted in this brochure are drawn from Anglo American’s 2011 Annual Report stated in rand. Printed on environmentally friendly paper. For more information download a QR code reader from your smartphone or tablet device and scan the QR code which will direct you to the ‘Our Difference’ section on our website. SUBMITTING AND PRESENTING YOUR PLAN Once you have completed your business plan and collected all the necessary documentation, contact your local hub or fund manager and set up a meeting to present your business plan. You can find more information on each fund manager and hub in the ‘About Zimele’ section of this brochure, or you can refer to the back of this brochure for further contact details. HOW WE DECIDE WHICH BUSINESSES WILL BE SUPPORTED We look at the following criteria when evaluating businesses: • The business must have a large black shareholding and management structure; • The owners of the business must be involved on a day-to-day basis in the management or operation of the company; • The owners of the business must be part of the local community where the business operates; • The owners of the business need to contribute to the business from their own financial resources; • Loans need to be able to be repaid in good time; • The business must have scope to grow and be sustainable; and • The business should care for the environment. Tebogo Clement Masimola is the owner and operator of TM Electronics a small television and electrical repair shop within the community of Ratanda Township near Heidelberg. ZIMELE SMALL BUSINESS HUBS NETWORK KUMBA IRON ORE PLATINUM THERMAL COAL PROV NORTHERN CAPE NORTH WEST LIMPOPO MPUMALANGA KATHU (SISHEN) Rina Botha Tel: +27 53 739 2419 Mobile: +27 83 251 3865 Fax: +27 86 645 8590 Email: [email protected] Shop 6, 3589 Rietbok Str, Isinda Building, Kathu, 8446 Private Bag X506, Kathu, 8446 WESTERN LIMB EASTERN LIMB WITBANK Mokgadi Mamabolo Tel: +27 13 690 3405/3457 Mobile: +27 83 781 6372 Fax: +27 13 690 3149 Email: [email protected] angloamerican.com Shop No. 6, Cosmos Centre, Nelson Mandela Rd, Emalahleni, 1035 KATHU (SISHEN) Ria de Beer Tel: +27 53 739 2371 Mobile: +27 83 309 4569 Email: [email protected] Shop 6, 3589 Rietbok Str, Isinda Building, Kathu, 8446 Private Bag X506, Kathu, 8446 RUSTENBURG Ernest Sejosengoe Tel: +27 14 592 9813 Mobile: +27 83 578 9211 Fax: +27 14 592 9048 Email: [email protected] 31 Marais Street, Rustenburg Cnr President Mbeki and Marais Streets MOKOPANE Benji Ngobeni Tel: +27 15 418 2424 Mobile: +27 83 578 9206 Email: [email protected] BUSHBUCKRIDGE Mpfuneni Mulaudzi Tel: +27 13 799 1194 Mobile: +27 84 713 5357 Email: [email protected] Shop 29, Twin City Complex, Bushbuckridge KATHU (SISHEN) John Seretse Tel: +27 53 739 3812 Mobile: +27 83 405 9352 Fax: +27 86 521 2042 Email: [email protected] RUSTENBURG Estie Rupp Mobile: +27 83 578 9210 Email: [email protected] 31 Marais Street, Rustenburg Cnr President Mbeki and Marais Streets ATOK Innocent Khathi-Mathonsi Tel: +27 15 620 0000 Mobile: +27 83 512 4082 Fax: 086 621 6503 Email: [email protected] Anooraq Resources Corporation, Bokoni Platinum Mines MIDDELBURG Miemsie Rautenbach Tel: +27 13 243 1524/0644 Mobile: +27 82 925 3790 Fax: +27 13 243 0053 Email: [email protected] Town Square Building, Church Str, Middelburg, 1035 Mbali Mnguni (Assistant) Email: [email protected] Nompumelelo Nene (Assistant) Email: [email protected] KATHU (SISHEN) Adriaana Kock Tel: +27 53 739 2573 Mobile: +27 73 531 2835 Fax: +27 86 726 0830 Email: [email protected] RUSTENBURG Stechia da Costa Mobile: +27 83 578 9212 Fax: +27 14 591 4785 Email: [email protected] 31 Marais Street, Rustenburg Cnr President Mbeki and Marais Streets KATHU (SISHEN) Kamohelo L Sydney Ntili Tel: +27 53 739 2573 Mobile: +27 72 266 5534 Fax: +27 86 726 0830 Email: [email protected] THABAZIMBI Risenga Mahlehlo Mobile: +27 83 578 9209 Fax: +27 14 591 4896 Email: [email protected] 13 Eland Str, Shop No. 3, Andante Centre, Thabazimbi BURGERSFORT Pedzi Psakuhuni Mobile: +27 83 564 5360 Email: [email protected] PHOLA (OGIES) Linda Mtsweni Tel: +27 13 643 1047 Mobile: +27 71 573 2327 Email: [email protected] Shop 28, Van Riebeek Street, Ogies, Mpumalanga SECUNDA Sidwell Manyelo Tel: +27 17 631 1407/16 Mobile: +27 82 299 4975 Fax +27 17 631 1406/086 606 7605 Email: [email protected] No. 11 Danie Theron Str, Secunda Portia Mbonane (Assistant) Email: [email protected] DENNILTON Mahowa Morotoba Mobile: +27 73 732 2680 Email: [email protected] DE BEERS CORPORATE OTHER CORPORATES FREE STATE NORTHERN CAPE HEAD OFFICE NATIONWIDE VAAL Phumzile Nhlapo Tel: +27 16 973 2274 Mobile: +27 73 306 6121 Fax: +27 16 973 2240 Email: [email protected] 18 Fichard Street, Office 1 & 2, Sasolburg KIMBERLEY Tumelo Mokwena Tel: +27 53 839 4364 Mobile: +27 82 041 7111 Fax: +27 53 839 4362/4 Email: [email protected] 45 Stockdale Street, Kimberley, 8301 Belinda Rakale (Assistant) Tel: +27 16 973 2274 Mobile: +27 73 753 8042 Email: [email protected] Mercy Kaotsane Assistant Email: [email protected] +27 73 750 5695 / +27 79 259 4959 WESTERN CAPE Philippi Heidi La Grange Tel: +27 21 371 8382 Mobile: +27 83 463 4576 Fax: +27 21 371 6364 Email: [email protected] 1 Cwangco Crescent, Cnr Landsdowne and New Eisleben Roads, Philippi HITACHI - LEPHALALE Marks Lesese Tel: +27 14 763 2593 Mobile: +27 79 492 4236 Fax: +27 14 763 1508 Email: [email protected] Office No 3, Relebogile Centre, Lephalale, 0555 KLEINZEE (NAMAQUALAND) Annami Engelbrecht Tel: +27 27 807 2903 Mobile: +27 83 471 4600 Email: [email protected] GAUTENG Soshanguve (Tshwane) Hlabedi Letuka Mobile: +27 83 774 1019 Fax: +27 86 650 3874 Email: [email protected] or [email protected] D’Afrique Fairtrade Foundation, 5 Main Road, Irene HITACHI - WITBANK Carina van Biljon Tel: +27 13 656 5679 Mobile: +27 71 607 4035 Fax: +27 13 656 1481 Email: [email protected] 21 Swartbos Road, Emalahleni 1034 VOORSPOED (KROONSTAD) Henry Rossouw Tel: +27 56 216 8509 Mobile: +27 78 804 9408 Fax: +27 47 531903 Email: [email protected] GAUTENG Johannesburg To be appointed VINCE Elana Damon (Assistant) Email: [email protected] Walter Sisulu Sports Stadium, Nelson Mandela Drive, Mthatha, 5100 VENETIA (MUSINA) Tantaswa Jozana Tel: +27 15 575 2197/2506 Mobile: +27 72 512 6639 Fax: +27 15 575 2185 1 National Road, Musina, 0900 Email: [email protected] Thembinkosi Sharon Ndou (Assistant) +27 79 944 7899 Email: [email protected] ELEMENTSIX Joseph Chilanga Mobile: +27 82 400 9621 Email: [email protected] or [email protected] Tel: +27 11 812 9083 EASTERN CAPE Mthatha Qhayisa Tolobisa Tel: +27 47 531 2474/+27 47 537 0202 Mobile: +27 72 238 3885 Fax: +27 47 531903 Email: [email protected] Walter Sisulu Sports Stadium, Nelson Mandela Drive, Mthatha, 5100 EASTERN CAPE King Williams Town Zola Soldati Tel: +27 43 642 6045 Mobile: +27 76 449 4116 Fax: +27 43 642 694 Email: [email protected] Shop No. 2, 35 Eales Road King Williams Town, Eastern Cape Province 5600 Kgadi Mohlabi (Assistant) Email: [email protected] Mobile: +27 79 887 9740 “Zimele has really helped me to execute my dream to create employment, not only through their R1 million funding of my protective wear business but also through their hands-on support and valuable business acumen.” Mampho Selokoma started Bustque 244 (Pty) Limited in 2006. Bustque is a company that makes protective clothing for the mining and construction industries. “We are proud to be associated with a reputable company such as Anglo American, which is committed to community development. Through Zimele’s assistance and the many referral jobs we receive, we have been able to empower not only ourselves but our community at large.” This is the story of Scherman and Reitumetse Tsholofelo who own the Rustenburg-based construction and renovations company, Katlego Tsholofelo Suppliers CC.
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