Member Resources In This Issue: A Publication of NRCS Federal Credit Union Scholarship Winner 2015 NRCS FCU SCHOLARSHIP WINNER Pre-Approved Auto Loan Credit Unions Care Membership Survey Vacation Loan Credit Union Volunteers: Board of Directors Dennis Clute, Chairman David Buland, Vice-Chairman Cherie LaFleur, Secretary/Treasurer Richard Cabrera Tony Garcia Steve Garner Mike Steiner Karl Visser Ken Worster Supervisory Committee Johnny Green, Chairman Jacqueline Horne Willie Mae Johnson Michael Trusclair Phuc Vu You may contact the Supervisory Committee directly if you have any unresolved discrepancies on your account. NRCS FCU Supervisory Committee P O Box 6702 Fort Worth, TX 76115 [email protected] 1937-2015 78 YEARS OF EXCELLENCE NRCS Federal Credit Union Summer 2015 The Board of Directors of NRCS Federal Credit Union are proud to present Darren Seidel as the recipient of the 2015 NRCS FCU Scholarship. Darren Seidel will receive a $500.00 scholarship for his continuing education. He is the son of Darrel and Cheryl Seidel of Sanderson, TX. Darren will graduate from Angelo State University this summer with a double major in Animal Science and Geoscience with a minor in mathematics. In August Darren will be attending Purdue University where he will pursue a Master’s degree in Agricultural Engineering and continue his education and earn a Ph.D. Darren’s career goals are to be professionally licensed in geology and engineering in order to consult in developing novel solutions to water efficiency and wastetowater management problems from highly concentrated livestock and/or agricultural developed areas. He hopes to aid producers in developing more economically sound methods of production and lessen their overall water consumption. Why an NRCS FCU Pre-Approved Auto Loan makes you a Smarter Auto Shopper The car buying process involves multiple transactions, each of which can be a source of profit for the dealership: Amount offered for your Trade-In Bottom-line Sale Price of their auto . Dealer added Options Dealer Financing Supplemental Products (e.g. extended warranty, gap coverage, credit insurance) Auto-buying experts advise consumers to keep each transaction in the process separate and in its proper order to negotiate the best deal. A pre-approval from your credit union helps because: It makes you a cash buyer, keeping Dealer Financing out of the negotiation until the bottom-line Sale Price of the auto is set. If you’re purchasing to a budgeted monthly payment, it helps you determine the maximum cash Sale Price of the auto that you need to negotiate. If you need Supplemental products, it gives you a value comparison between their cost and coverage and the credit union’s offerings. Call today for your pre-approval at (800) 921-9302, or visit us at www.nrcscreditunon.org 2014 or newer Autos Rates as low as 1.20% APR* 2010-2013 Autos Rates as low as 2.25% APR* *The Annual Percentage Rate (APR) you receive will be based on your creditworthiness and term of the loan. Please ask us for the rate you qualify for. Rates are subject to change at the Board’s discretion. NRCS Federal Credit Union . Bldg. 24 501 W. Felix, Ft. Worth, TX 76115 Mailing Address: P O Box 6567 Fort Worth, TX 76115-0567 Phone: (817) 921-9302 (800) 921-9302 Help NRCS Federal Credit Union Change a Child’s Life: NRCS Federal Credit Union is participating in “Credit Unions Care” a campaign to increase visibility and awareness in the communities we serve by illustrating the many ways credit unions give back by collecting donations for Cook Children’s Medical Center. Stop by and donate a dollar for the kids. The deadline to donate is August 31st. Every single dollar helps! One pediatric wheelchair, specially made in many different sizes for kids of all sizes and abilities, costs $1700. Can we gather enough to make a difference that significant? Stop by NRCS Federal Credit Union to help today. Together, we can show “Credit Unions Care” Audio Teller: (888) 921-9302 Fax: (817) 927-8423 (800) 285-3530 E-Mail: [email protected] Website: www.nrcscreditunion.org How are we doing? Participate in our online membership survey at: https://www.surveymonkey.com/r/GR8YWD6 Check out our Online Banking Staff: : Debra Maxwell, Member Service John Quiroz, Loan Officer Patwww.nrcscreditunion.org Brown, CEO The Credit Union will be closed for the following holidays: Independence Day Friday, July 3rd, 2015 Labor Day Monday, September 7th, 2015 If you are planning a trip and need some extra money…. Vacation Loans as low as 5.00% APR* Take your dream vacation and leave your worries behind knowing you have a great rate on your loan from NRCS Federal Credit Union. Offer Good June 1, 2015 – August 31, 2015 *The Annual Percentage Rate (APR) you receive is based on your credit worthiness. Please ask us for the rate you qualify for.
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